Sr Compliance Advisory Manager - Lending

About the role

Happen Bank’s Second Line Compliance Department is seeking a Sr Compliance Advisory Manager – Lending to provide compliance advisory oversight across Happen Bank’s Personal Lending products. In this role, you’ll identify, assess, and manage compliance risk across the full product lifecycle, from applicant sourcing and underwriting through funding, servicing, and partner oversight. You’ll partner closely with business and risk leaders to strengthen the Bank’s compliance risk management framework, including related policies, procedures, and controls, and help ensure our lending products remain compliant as products, business practices, and regulatory requirements evolve.

Responsibilities

• Assess regulatory risks and controls across lending products, identify gaps, and develop appropriate risk mitigation strategies
• Partner with senior management on strategic priorities, risk assessments, regulatory change, compliance monitoring and testing, training, issues management, consumer complaints, and third-party risk
• Develop and maintain lending compliance policies, standards, and other documented requirements, and partner with business leaders to translate those requirements into effective procedures, systems, and controls
• Provide lending compliance guidance to business partners, helping teams identify regulatory risk early and operationalize compliance requirements throughout the product lifecycle
• Partner with the Compliance Program Office to develop regulation-based and role-based training on applicable lending laws, regulations, and policy requirements
• Collaborate with Compliance Testing and Monitoring teams to develop strategies that assess compliance with legal and regulatory requirements, identify control gaps or defects, and support appropriate corrective action
• Track material lending compliance issues through timely resolution and partner with Regulatory Change Management to identify new or changing regulations and operationalize applicable requirements
• Prepare and deliver clear analysis and reporting on lending compliance risks, trends, issues, and program effectiveness to management and applicable oversight committees
• Use AI thoughtfully to synthesize regulatory change, identify patterns across compliance testing and other risk information, and strengthen how the team analyzes and communicates compliance risk

Requirements

• 6+ years of experience in banking or financial services, primarily within compliance, risk management, or audit
• Bachelor's degree or higher, or equivalent combination of education and experience
• Direct experience in lending compliance with a focus on consumer credit, including working knowledge of ECOA, UDAAP, TILA, FCRA, MLA/SCRA, TCPA, GLBA, EFTA, ESIGN, and applicable state laws
• Experience working in fast-paced, dynamic environments and delivering high-quality results across competing priorities, aggressive timelines, and evolving requirements
• Strong communication and influencing skills with the ability to build effective partnerships and drive decisions across