Sr Commercial Underwriter

We are looking for an experienced Sr Commercial Underwriter to evaluate the financial strength of commercial customers and support sound credit decisions in Overland Park, Kansas. This role focuses on reviewing detailed financial information, assessing industry and market exposure, and determining appropriate credit recommendations within established risk parameters. The ideal candidate is comfortable making independent judgments, communicating key findings to leadership, and helping improve underwriting practices through thoughtful, efficient approaches. Responsibilities: • Review commercial credit requests by examining financial statements, payment performance, business conditions, and broader market factors across domestic and international accounts. • Analyze information from internal platforms and third-party sources to identify risk exposure and determine overall credit suitability. • Structure credit recommendations and lending terms that align with company guidelines and acceptable risk levels. • Approve or decline credit within assigned authority while maintaining strong judgment and accountability for each decision. • Engage directly with applicants or business partners when additional clarification is needed to support a thorough evaluation. • Present significant risk considerations, exceptions, or emerging concerns to senior leadership in a clear and actionable manner. • Manage a portfolio of underwriting work independently, prioritizing deadlines and maintaining accuracy with limited oversight. • Contribute ideas that improve underwriting efficiency, consistency, and overall process effectiveness. • Demonstrated experience in commercial credit underwriting and complex risk assessment. • Strong ability to interpret financial statements, credit data, and payment trends for business clients. • Knowledge of commercial underwriting principles, credit structuring, and approval practices. • Experience evaluating risk across multiple industries and, ideally, international markets. • Sound decision-making skills with the ability to work independently and exercise credit authority responsibly. • Effective verbal and written communication skills, including the ability to summarize credit concerns for senior stakeholders. • Proficiency using underwriting tools, reporting systems, and external research resources to support analysis. Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use and Privacy Notice.