Sr Commercial Auto Bodily Injury Adjuster

About the Role

The Senior Commercial Trucking Claims Adjuster manages complex and high-exposure trucking claims, including catastrophic bodily injury, fatalities, large-loss cargo claims, and multi-vehicle accidents. This role requires deep technical expertise in trucking operations, regulatory compliance, and litigation strategy, along with leadership in claim resolution and mentoring.

Responsibilities

• Handle high-severity trucking claims, including catastrophic injury, wrongful death, and complex liability exposures
• Lead in-depth investigations involving accident reconstruction, black box (ECM) data, telematics, and expert analysis
• Evaluate regulatory compliance issues (FMCSA/DOT), including hours-of-service violations and safety records
• Interpret complex policy language, endorsements (e.g., MCS-90), and layered coverage programs
• Establish and proactively manage significant claim reserves
• Negotiate high-value settlements within expanded authority levels
• Direct litigation strategy in partnership with defense counsel; actively participate in mediations and trials
• Identify and pursue subrogation and risk transfer opportunities
• Detect fraud schemes unique to trucking (e.g., staged accidents, cargo theft rings)
• Serve as a subject matter expert (SME) in commercial trucking claims
• Mentor and provide technical guidance to adjusters; assist with file reviews and audits
• Collaborate with underwriting, safety, and risk management teams on loss trends and prevention strategies
• Support catastrophic response and complex claim escalation processes

Qualifications

Education & Experience

• Bachelor’s degree preferred
• 10+ years of commercial auto/trucking claims experience
• 10+ years experience with severe bodily injury and litigation preferred

Skills & Competencies

• Advanced knowledge of trucking regulations (FMCSA/DOT)
• Expert-level liability and coverage analysis
• Strong litigation and negotiation expertise
• Strategic thinking and decision-making authority
• Leadership, mentoring, and coaching ability
• Ability to manage complex, high-exposure claim portfolios

Licensing Requirements

• Active adjuster’s license as required by jurisdiction
• Multi-state licensing capability required