Sr. Analyst or Analyst - Portfolio Management

About the role

Note: This role may be filled at 3F (Sr Analyst) or 3G (Analyst) level based on candidate experience and knowledge.

Responsibilities

• Maintain and monitor assigned portfolio through data obtained from both internal and external sources.
• Conduct proactive risk recognition.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Develop and execute appropriate action plans to mitigate risk and resolve outstanding issues.
• Ensure wholesale credit lines are appropriate based on credit factors, sales rates, inventory turnover and seasonal/market fluctuations; ensure outstanding remain within established credit lines at all times.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Execute all action plans and contingencies.
• Prepare and participate in Risk and Opportunities Meetings (ROM).
• Collaborate with other business units including Administration, Risk, Sales, and Underwriting.
• Identify growth opportunities within portfolio and leverage Business Development for revenue growth.
• Maximize corporate profitability and ROE.

Requirements

• 3+ years of experience
• High school Diploma or GED equivalent
• Preferred: Bachelor's degree in related field
• 5+ years in customer service or financial services industry
• Prior leadership experience preferred

Qualifications

• High school Diploma or equivalent required
• Bachelor's degree in business related discipline preferred
• 4+ years in customer service or financial services industry
• Prior leadership experience preferred

Skills

• Ability to provide advice/direction in primary areas of expertise
• Leveraging technical expertise and relationships to contribute to strategy and drive business results
• Contribute to and manage projects
• Proficient in intermediate MS applications (Word, Excel, Access, PowerPoint and Outlook)

Benefits

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

Pay

Base Pay Range: $70000 - $120000 USD

Schedule

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.