Software Engineer, Stablecoin

About the role

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

What You'll Do

• Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure
• Partner with external providers and internal stakeholders to deliver end-to-end product flows
• Solve Ramp’s toughest fintech challenges with new technologies
• Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products

What You Need

• Minimum 4+ years of experience shipping high-quality architectures for critical systems
• Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
• Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)
• Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)
• Experience working on security-sensitive systems, with interest in key management, wallet security, or secure transaction flows
• Experience building or operating payments, money movement, treasury, stablecoin, or crypto infrastructure in production environments

Nice to Have

• Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency
• Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows
• Experience integrating with external financial service providers and APIs at scale
• Familiarity with cross-border settlement, FX, or treasury management systems
• Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)

Benefits

• Benefits available to all full-time Ramp employees (Global)
• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• United States: 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)

Other Notices

• Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
• Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
• Ramp Applicant Privacy Notice