Software Engineer, Membership

About The Role

Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our Membership team, where you'll work across the full stack, building and evolving the features that deepen member engagement, drive retention, and deliver ongoing value through Chime's membership experience. You will own projects end-to-end, from shaping architecture and designing APIs to building polished front-end experiences and maintaining the ongoing health of the code.

Pay

The base salary offered for this role and level of experience will begin at $133,000.00 and up to $184,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Schedule

In this role, you can expect to work a full-time schedule.

Benefits

Full-time employees are eligible for a competitive salary, 401k match, great medical, dental, vision, life, and disability benefits, generous vacation policy, and company-wide Chime Days, bonus company-wide paid days off, annual wellness stipend, up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents, access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more, and in-person and virtual events to connect with your fellow Chimers.

Qualifications

• 2+ years developing software in a production environment at scale
• Proven experience with Ruby on Rails or comparable frameworks
• Familiarity with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks)
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• A collaborative spirit and strong communication skills, with experience working cross-functionally
• Experience working with transactional databases, caching systems, and API design
• Experience with experimentation frameworks and data-driven product development is a plus

Skills

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact