Software Engineer III (US)

Work Location: Mount Laurel, New Jersey, United States of America

Pay

$98,160 - $159,270 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

About the role

The Software Engineer III leads the creation of comprehensive end-to-end detailed solutions for projects and platforms with overall accountability for the technical design and delivery of a specific technical solution based on requirements from stakeholders. Develops and maintains technical solutions, ensuring adherence to engineering and architectural design principles while meeting business requirements. Provides technical expertise with a focus on efficiency, reliability, scalability, and security; includes planning, evaluating, recommending, designing, operationalizing, and supporting solutions in compliance with enterprise and industry standards. Ultimately, providing expert advice and leadership in system/application administration, installation, configuration/provisioning, platform planning and design, integration, and release/deployment management.

Responsibilities

• Executes on Engineering strategy as it relates to the introduction of tools and the automation of build, test, release, and configuration activities across Application, Platform, and Infrastructure.
• Leads the creation of solution options and ultimately a comprehensive end-to-end solution, coordinating relevant stakeholders to support development initiatives; following a "build it, break it, fix it" mentality.
• Is responsible for developing and documenting detailed solution design and acting as an application SME through the design and development lifecycle, ensuring alignment with Architecture.
• Accountable for complex applications/systems development, programming/coding.
• Develops functional, technical, and user interface designs for an application/system that meets defined requirements (business, enterprise architecture direction, system performance, and development standards).
• Consults on development of requirements and specifications and applies functional knowledge of business functions to design optimal software/systems.
• Reviews technical deliverables throughout the detailed design and development phase to ensure quality adherence and identify gaps or redesign requirements as needed.
• Identifies, recommends, sources, negotiates, and implements improvements/solutions (buy/build/reuse) to enhance customer experience, availability, and/or reduce cost in support of client needs.
• Works with Technology partners to define metrics and performance goals for the application.
• Identifies and addresses application and data issues and cross-capability and cross-release issues that affect application integrity.
• Researches/analyzes business requirements to evaluate and recommend optimal solutions within business technology architecture; collects environment requirements for infrastructure implementation by analyzing the current system environment, using technical tools and utilities.
• Works with Architects to ensure that environment modifications interact appropriately, data conversion impacts are considered, and other areas of impact are addressed and meet performance requirements of the project.
• Contributes to the advancement of the TD engineering practice through strong collaboration, research, analytic, and problem-solving skills.
• Adheres to enterprise frameworks or methodologies that relate to software engineering activities.
• Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
• Collaboratively engages with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects.
• Actively seeks and supports continuous improvement and automation opportunities within the engineering practice.
• Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, and assess the effectiveness of programs/policies/practices.
• Identifies opportunities to minimize cost, provides recommendations, and/or delivers corresponding strategic solutions to support cost-effectiveness and enhance stakeholder experience.
• Conducts code reviews to ensure adherence to quality, standards compliance, reusability, and ease of maintenance, Operational Readiness Reviews, and supports gating and review sign-offs for solution design.
• Monitors service, productivity, and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
• Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues.
• Actively manages relationships within and across various business lines, corporate and/or control functions, and ensures alignment with enterprise and/or regulatory requirements.
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interest.
• Provides thought leadership and/or industry knowledge for quality engineering best practices and participates in knowledge transfer within the team and business unit.
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools, and techniques.
• Participates in personal performance management and development activities, including cross-training within own team.
• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
• Actively mentors and enables team members by sharing knowledge and leveraging engineering best practices.
• Supports the team by providing guidance and proactively identifying and resolving issues.
• Leads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
• Contributes to a fair, positive, and equitable environment that supports a diverse workforce.
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

Requirements

• Undergraduate degree, Post Graduate degree, or Technical Certificate.
• Strong academic background (e.g., computer science, engineering).
• Graduate degree is a plus.
• 5-7 years of relevant experience.
• Expert knowledge of the business, the broader organization, technical environment, processes, procedures, tools, and other relevant technology areas (e.g., Architecture, Infrastructure, Security) from a design/support/solutions perspective.
• Primary subject matter expert in multiple areas and consults with clients/project teams with respect to all aspects of research, analysis, design, hardware/software support.
• Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes, and procedures, as well as organization issues.
• Works independently and/or autonomously as a senior/lead on a diverse range of tasks/operational support of solutions.

Preferred Qualifications

• Strong full-stack expertise: Python, modern frontend frameworks, and backend service design, including API design, caching, data modeling, and performance tuning.
• Hands-on experience integrating APIs, including REST and GraphQL, and event-driven patterns; strong understanding of SQL versus NoSQL trade-offs.
• Advanced CI/CD and DevOps practices: automated testing, release strategies, infrastructure-as-code, and environment management.
• Security-first engineering: threat modeling, secure coding, identity/access patterns, secrets management, and vulnerability remediation.
• Expert knowledge of cloud infrastructure and scalable architecture patterns, including cloud-native services, containerization, infrastructure-as-code, resiliency patterns, observability, and secure enterprise deployment.
• AI tooling fluency: practical experience with coding copilots/LLM agents and a vision for safe integration into enterprise workflows.
• Core stack: TypeScript + Node.js backend; React frontend experience is a plus.
• Experience in data management, data governance, data cataloging, or metadata platforms is a plus.
• Hands-on familiarity or integration experience in data management, data governance, metadata, or catalog platforms, including DataHub, OpenMetadata, Collibra, or comparable solutions.
• Practical knowledge of lineage and provenance concepts including OpenLineage, W3C PROV-oriented models, and automated lineage capture patterns preferred.
• Practical experience or exposure to Elasticsearch or OpenSearch concepts, Kafka, or comparable message queue solutions.
• Practical knowledge of security and compliance engineering concepts, including RBAC, ABAC, SSO/MFA, secrets management, audit logging, access governance, network controls, and secure configuration baselines.
• Pandas experience for data analysis, profiling, transformation, or automation use cases is a plus.
• Deep experience designing and operating solutions across Azure, AWS, or hybrid cloud environments, including managed services, container platforms, and scalable infrastructure patterns.
• Familiarity with responsible use of coding copilots or AI-assisted developer workflows.

Physical Requirements

• Domestic Travel: Occasional (1-33%)
• International Travel: Never (0%)
• Performing sedentary work: Continuous (67-100%)
• Performing multiple tasks: Continuous (67-100%)
• Operating standard office equipment: Continuous (67-100%)
• Responding quickly to sounds: Occasional (1-33%)
• Sitting: Continuous (67-100%)
• Standing: Occasional (1-33%)
• Walking: Occasional (1-33%)
• Moving safely in confined spaces: Occasional (1-33%)
• Lifting/Carrying (under 25 lbs.): Occasional (1-33%)
• Lifting/Carrying (over 25 lbs.): Never (0%)
• Squatting: Occasional (1-33%)
• Bending: Occasional (1-33%)
• Kneeling: Never (0%)
• Crawling: Never (0%)
• Climbing: Never (0%)
• Reaching overhead: Never (0%)
• Reaching forward: Occasional (1-33%)
• Pushing: Never (0%)
• Pulling: Never (0%)
• Twisting: Never (0%)
• Concentrating for long periods of time