Software Engineer II, Backend - Financial Product

About the role

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.

What We Build

• Global Payroll: Developing the systems for calculating, filing, and processing payroll across multiple countries, including tax logic, compliance, and direct money movement infrastructure.
• Spend Management: Building the system that gives companies total visibility and control over every dollar they spend. Our platform unifies corporate cards, reimbursements, procurement, bill pay, and travel into one integrated workflow that connects directly to accounting and payroll.
• Tax & Compliance Platforms: Designing robust, scalable systems to handle complex, rapidly changing tax and regulatory requirements across all jurisdictions. We operate in a zero tolerance domain for accuracy, timelines and compliance. Our platform manages calculation, setup, filings and payments of taxes for US and ever expanding international markets.
• Banking & Fintech Infrastructure: Building the simplest, invisible, intelligent financial backbone for global money movement. This platform delivers secure, fault-tolerant, scalable primitives for money movement, billing, reconciliation, compliance, and financial intelligence, enabling rapid launch of financial products with minimal effort, and zero disbursement failures or manual intervention.

What You Will Do

• Design, implement, and test reliable backend services and APIs that power core product features and business logic at scale.
• Work across key technical domains, including API design, data modeling, event modeling, and optimizing service performance.
• Own the development lifecycle for defined features, from implementation and testing to deployment, monitoring, and support in a production environment.
• Effectively integrate into cross-functional teams, contribute to technical discovery, and rapidly learn from code and system feedback.

What You Will Need

• 2+ years of professional experience as a backend engineer, preferably with Python, Go, or a similar production language, and strong experience with relational databases (e.g., PostgreSQL).
• Care about business impact, balancing technical craft with speed and the bottom line to deliver value quickly.
• Ability to thrive in fast-paced, dynamic environments, demonstrating resilience and agility in the face of changing product needs.
• Excellent skills in communicating complex technical ideas with clarity to enable effective collaboration with peers and stakeholders.

Additional Information

• Ripple is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics.
• To request a reasonable accommodation, please email accomodations@rippling.com
• Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.
• This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.