Software Engineer, Cash App - Lending Products

The Role

Cash App's mission is to make money instantly available and universally accessible - all the products and features we've released in the app are based on those principles. Lending is one of the newest Cash App products and we're looking for a Software Engineer to join this team and help deliver on our vision of economic empowerment.

Responsibilities

• Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level.
• Led or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality.
• Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer.
• Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction.
• Experiment with emerging approaches and support team capability by sharing learnings and providing feedback.
• Operate and manage existing Cash services.
• Make recommendations to improve the team and wider Engineering practices.
• Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities.

Requirements

• Embrace an AI-first mentality. Leverage AI to augment your knowledge and capability in navigating development in complex systems with confidence.
• Familiar with agentic engineering. 5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas.
• Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them.
• Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness.
• Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly—which is essential for thriving in our transparent DRI/IC model.

Qualifications

• Tech Stack: Java, Kotlin, AWS, HTTP, JSON, gRPC, Protocol Buffers, OkHttp, Jetty, JUnit, Guice, Hibernate, jOOQ, Aurora, MySQL, DynamoDB, Redis, Vitess, Kafka, event-driven architecture, microservices, DataDog, Buildkite, Gradle.

Skills

• Technologies We Use and Teach: Java, Kotlin, AWS, HTTP, JSON, gRPC, Protocol Buffers, OkHttp, Jetty, JUnit, Guice, Hibernate, jOOQ, Aurora, MySQL, DynamoDB, Redis, Vitess, Kafka, event-driven architecture, microservices, DataDog, Buildkite, Gradle.

Benefits

No specific benefits mentioned in the job posting.

Pay

Pay varies depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions.

Schedule

No specific schedule mentioned in the job posting.