Software Engineer

Key Responsibilities

• Design, build, and maintain automated reconciliation processes matching transaction records across the platform, issuing bank, and card processor
• Develop and maintain integrations with third-party financial partners (issuing bank, card processor, card network) via REST APIs, SFTP files (and other file-based integrations), and webhook-based event handling.
• Contribute to architecture decisions for shared services (e.g., integration servers) that isolate third-party dependencies from core GovCloud systems
• Ensure accurate handling of file-based and API-based settlement data from banking and processing partners
• Build safeguards against data loss, duplication, and processing errors
• Support root-cause investigation when discrepancies arise in production
• Work closely with engineers maintaining upstream systems (card issuance, VA file ingestion) to ensure reconciliation inputs are complete and correctly formatted
• Partner with finance and compliance stakeholders to ensure reconciliation processes meet audit and reporting requirements
• Support documentation of reconciliation logic and controls for security questionnaires and compliance packages (e.g., BCP/BIA)
• Participate in backlog refinement and design reviews
• Analyze workflows to identify opportunities for automation and reduced manual review
• Evaluate practices against industry standards for payments and card issuance platforms

Required Qualifications

• U.S. Citizenship required
• 5+ years of experience in professional software engineering experience
• Strong experience with full stack development (postgres, express, react, node, or similar stacks)
• Experience working with financial transaction data, settlement files, or ledger-based systems
• Experience collaborating with multidisciplinary teams including architects, finance/compliance stakeholders, and other engineers
• Strong communication skills with the ability to present technical and financial logic to both technical and non-technical audiences
• Experience integrating with third-party APIs, including authentication, webhooks, and event-driven architectures
• Familiarity with AWS services (Lambda, DynamoDB, S3, Secrets Manager)

Prioritized Qualifications

• Experience with payments, fintech, or card issuance platforms
• Experience with financial reconciliation, ACH processing, or bank settlement systems
• Experience with Figma or similar prototyping tools
• Experience with AI as a tool for engineers (Claude, Copilot, Cursor, Lovable)
• Experience contributing to or supporting compliance documentation (BCP/BIA, security questionnaires, audit reports)

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• Life Insurance
• 401(k) Retirement Plan with matching
• Paid Time Off
• Paid Federal Holidays