Small Business Credit Underwriter I - Hybrid Green Bay, WI

Role Summary

Support the growth of small businesses by making sound credit decisions that balance client needs with responsible risk management. Evaluate new and renewal small business loan requests, partner with lending teams, and help deliver timely financing solutions.

Key Accountabilities

• Analyze new and renewal small business loan requests to determine creditworthiness and appropriate loan structure.
• Approve credit decisions within assigned lending authority while ensuring compliance with lending policies and regulatory requirements.
• Partner with Small Business Banking, Retail, Community Markets, and Private Banking teams to deliver timely credit decisions that support business growth.
• Review financial statements, cash flow, collateral, and risk ratings to ensure accurate underwriting and portfolio quality.
• Identify policy exceptions and recommend appropriate risk mitigation strategies to support sound lending decisions.
• Coach lending partners by providing guidance on credit policy, loan structuring, and underwriting best practices.
• Maintain accurate risk ratings and support ongoing credit administration.
• Contribute to process improvements and special projects that enhance the underwriting experience for clients and colleagues.

Required Education & Experience

• Associate's degree in Finance, Business, or an equivalent combination of education and experience.
• Less than 2 years of experience in small business underwriting/credit analysis.

Preferred

• 2+ years of experience in small business underwriting/credit analysis working within a centralized underwriting environment.
• Knowledge of small business lending products, loan structuring, and credit policy.
• Experience evaluating financial statements, cash flow, collateral, and credit risk.
• Familiarity with federal and state lending regulations.

Why You'll Love Working Here

Join a collaborative team that values professional growth, continuous learning, and making a meaningful impact for our clients and communities. Gain valuable commercial banking experience while working alongside knowledgeable leaders who are invested in your success.

Benefits

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.