Senior Underwriting Specialist - Long Term Care (LTC)

About the role

The Long-Term Care Underwriter evaluates and classifies insurance applications, making risk decisions based on medical, functional, cognitive, occupational, and lifestyle factors in alignment with underwriting guidelines and standards. They establish effective communication with field partners, clients, and internal teams, providing guidance on case risk assessment and underwriting processes.

Responsibilities

• Analyze applications and approve, modify, or decline coverage.
• Manage complex cases through consultation with medical resources and peer reviewers.
• Ensure quality, timely processing, and uphold underwriting integrity.
• Support policy placement and resolve case issues.

Qualifications

• Strong analytical skills.
• Excellent communication abilities.
• Proficiency in relevant software.
• Experience in traditional or Long-Term Care underwriting.

Preferred Skills

• Decision making.
• Risk analysis.
• Negotiation.
• Technical acumen.

Compensation

Compensation ranges from $70,320 to $105,480, with potential variations based on location and experience.