Senior Underwriting Consultant

100,000 - 125,000 USD

About the role

A global reinsurer is seeking a Senior Underwriting Consultant with life insurance underwriting experience to work on complex production cases.

Responsibilities

• Appraise and underwrite complex risks for life insurance with approval authority up to $5,000,000.
• Process casework load to ensure timely, efficient completion, meeting or exceeding time service, productivity goals, and offer/decline ratios while complying with internal underwriting and audit guidelines.
• Provide underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.
• Build and maintain strong working relationships with clients by understanding their business needs through effective listening.
• Effectively communicate, sell, and negotiate RGA Re's underwriting decisions.
• Identify image system issues, sometimes remotely, and report inconsistencies or problems.
• Participate in special projects, committees, and meetings, and assist in client presentations as required.
• Assist in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and other departmental tasks as needed.
• Perform backup support and other duties as assigned.

Requirements

• Bachelor's Degree or equivalent related work experience (minimum 8 years).
• 4-6 years of reinsurance life underwriting experience or 7-8 years of direct life underwriting experience.
• Basic Word skills, intermediate SQL/Query and Excel skills.
• Competent ability to comprehend and interpret insurance and contract documents.
• Advanced oral and written communication skills to share and impart knowledge.
• Ability to quickly adapt to new methods, work under tight deadlines, and handle stressful conditions.
• Advanced investigative, analytical, and problem-solving skills.
• Ability to set goals and handle multiple tasks, clients, and projects simultaneously while balancing priorities, deadlines, and deliverables.
• Ability to work well within a team environment and participate in department/team projects.
• Ability to balance detail with departmental goals/objectives.
• Advanced ability to translate business needs and problems into viable/accepted solutions.
• Advanced skills in customer relationship management and change management.
• Ability to manage multiple projects or teams and set applicable goals.
• Advanced negotiating and persuasion skills.
• Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines.
• General business knowledge.
• Advanced knowledge of insurance principles, underwriting policies and procedures, and guidelines for risk analysis.
• Advanced knowledge of medicine, law, accounting, and finance as applied to the evaluation of life reinsurance risks and life insurance risks.
• Ability to comprehend, analyze, and apply vast amounts of medical and financial information quickly to make sound financial underwriting and risk assessments.
• Ability to work online, either at home or remotely.
• Ability to travel occasionally.