Senior Underwriter - Trade Credit (Hybrid or Remote)

We need to output HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. No Job ID etc. Remove boilerplate. Must preserve all substantive info. We need to parse the posting. Key sections: - About the role: description of role, purpose, etc. The posting starts with "Our employees are at the heart...". That's more about company. But "About the role" could be the paragraph describing the opportunity: "The opportunity We currently have an opportunity for a Senior Underwriter to join our Trade Credit team based in our New York City, NY office on a hybrid schedule or remote nationwide." Also some description of duties? Actually responsibilities are listed later. We need to decide sections: maybe "About the role" includes overview: purpose, location, schedule. - Responsibilities: list of duties (the bullet list after "Some of the Senior Underwriter responsibilities include but are not limited to:" and then many sentences). We'll need to convert each sentence into

items. - Requirements: maybe "The expertise you bring Bachelor's degree Minimum of 3-5 years of Trade Credit Experience CPCU, AINS preferred". That's requirements. - Qualifications: maybe overlapping with requirements? Could combine? But we need separate sections only if content. Could put qualifications as education/experience etc. But we have both "Requirements" and "Qualifications". Might be redundant. Could treat "Requirements" as the bullet list of needed qualifications (education, experience, certifications). "Qualifications" maybe not needed if no separate content. However we have "The expertise you bring" which is qualifications. Could put that under "Qualifications". And maybe "Requirements" could be something else? The posting doesn't have separate "Requirements" besides that. So we could have only one section: maybe "Requirements" and not "Qualifications". But instructions: include a section ONLY when posting has real, specific content for it. So we can decide to have either Requirements or Qualifications, whichever fits. The posting mentions "Bachelor's degree Minimum of 3-5 years of Trade Credit Experience CPCU, AINS preferred". That's both requirements and qualifications. Could put under "Requirements". Then we could omit Qualifications. - Skills: maybe not explicitly listed. Could infer from responsibilities but not explicit. Better not to create Skills section if no explicit list. - Benefits: there is a paragraph about benefits: "In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits". That's specific. So Benefits section. - Pay: salary ranges: "The typical base salary range for this position is: $96,000 - $136,000... For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $121,000 - $142,000." Also mention bonus potential. So Pay section. - Schedule: mention hybrid schedule or remote nationwide. Also maybe "hybrid schedule or remote nationwide". That's schedule info. So Schedule section. - About the role: we have introductory paragraph about purpose and maybe "Our employees are at the heart...". That's more about company but could be considered About the role? Actually "About the role" could be the description of the opportunity: "The opportunity We currently have an opportunity for a Senior Underwriter to join our Trade Credit team based in our New York City, NY office on a hybrid schedule or remote nationwide." plus maybe earlier paragraph about purpose. We'll include that. We must not include boilerplate like EEO, legal, etc. Also remove duplicated lines, navigation, cookie, etc. The posting includes some repeated paragraphs like "At Intact Insurance Specialty Solutions we are experts at what we do..." appears twice near end. We need to preserve substantive info but not duplicate. We'll include only once. We need to output only HTML fragment, no /, no markdown fences. We'll structure:

About the role

...

Responsibilities

• ...
...

Requirements

• Bachelor's degree
• Minimum of 3-5 years of Trade Credit Experience
• CPCU, AINS preferred

Benefits

• Comprehensive medical, dental and vision insurance with no waiting period
• Competitive paid time off programs
• 401(k) savings and annual contributions of up to 12% of annual salary
• Mental health support programs, life and disability insurance, paid parental leave
• Variety of additional voluntary benefits
• Bonus potential

Pay

The typical base salary range for this position is $96,000 - $136,000, based on location, role, experience and skillset. For candidates located in San Francisco, CA; Washington DC; Massachusetts based offices; and the New York City metro area, the base salary range is $121,000 - $142,000. Bonus potential is also available.

Schedule

Hybrid schedule or remote nationwide.

We need to ensure we didn't miss any substantive info: The description of role includes "helping people, businesses and society prosper...". That's about company purpose but could be included in About the role. Also "When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It’s our promise to you." That's also about company culture but could be part of About the role. Also "Who We Are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique..." That's also company description. Might be considered About the role? But we already have About the role with purpose. Could combine. We need to preserve ALL substantive information; not invent or summarize away detail. So we need to include all those descriptive paragraphs about company, mission, values, etc. However we must not create sections with filler. We could put them under About the role as prose (

). That would preserve them. Thus About the role section will contain multiple paragraphs: the opening purpose, Who We Are, The opportunity, etc. We'll need to avoid duplication: The "Who We Are" paragraph appears again later near the end (the "About Intact" section). We'll include only once. Let's extract substantive paragraphs: 1. "Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It’s our promise to you." 2. "Who We Are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Intact’s Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team." 3. "The opportunity We currently have an opportunity for a Senior Underwriter to join our Trade Credit team based in our New York City, NY office on a hybrid schedule or remote nationwide. Under technical direction and within underwriting authority reviews complex risks to determine acceptance of an application. The Senior Underwriter determines selection or rejection of new and/or renewal business using underwriting rules and guidelines, manual rating rules and insurance laws and regulations. Analyzes quality and quantity of risks written and prepares reports accordingly. Monitors and evaluates results of assigned producers and assigned territory. Recommends and implements action plans for improvement of underwriting results for assigned producers and assigned territory. May act as a coach/mentor to newer or less-experienced underwriters and assistants." But note that many of those sentences are actually responsibilities; they'd be better placed under Responsibilities. However the "The opportunity" paragraph includes some responsibility-like sentences. To avoid duplication, we could keep the high-level overview in About the role, and then the detailed bullet list under Responsibilities. Thus we need to split: The opportunity sentence: "We currently have an opportunity for a Senior Underwriter to join our Trade Credit team based in our New York City, NY office on a hybrid schedule or remote nationwide." That's overview. The rest of sentences after that are responsibilities. Thus About the role will include paragraphs 1, 2, and the overview sentence. Now Responsibilities: we need to list all duties from the bullet list after "Some of the Senior Underwriter responsibilities include but are not limited to:" and also the earlier sentences that are responsibilities (like "Under technical direction..." etc). We'll combine them into a list. Let's extract responsibilities sentences: From after "The opportunity": - Under technical direction and within underwriting authority reviews complex risks to determine acceptance of an application. - The Senior Underwriter determines selection or rejection of new and/or renewal business using underwriting rules and guidelines, manual rating rules and insurance laws and regulations. - Analyzes quality and quantity of risks written and prepares reports accordingly. - Monitors and evaluates results of assigned producers and assigned territory. - Recommends and implements action plans for improvement of underwriting results for assigned producers and assigned territory. - May act as a coach/mentor to newer or less-experienced underwriters and assistants. Then the bullet list after "Some of the Senior Underwriter responsibilities include but are not limited to:" (each sentence starts with a capital letter, many are long). We'll treat each as a list item. List items: - Manages a profitable book of business by evaluating results and conducting portfolio reviews for assigned territory and individual producers. - Develops integrated pictures of factors that affect profitability, growth, retention and recommends, implements, and monitors necessary action plans. - Has underwriting responsibility for a book of new and renewal business. - Examines, identifies, and evaluates exposures by analyzing documentation from various sources, such as the insurance application, internet searches, inspection reports, credit reports, etc. - Makes underwriting decisions to accept, decline, or modify risks within assigned underwriting authority level in partnership with underwriting team. - Executes underwriting strategy as determined by management, including portfolio management and self-audits. - Implements underwriting decisions in compliance with state laws and company guidelines. - Develops superior working relationships with producers to successfully promote achievement of mutual operating goals (growth, retention, and profitability) and to supply the appropriate products and services. - Determines and executes strategy for account management and agency planning. - Works closely with other departments, including claims, actuary and risk control staff in an effort to better service producers and accounts. - Gathers and analyzes competitor and producer information including producers’ retention, profitability and potential, in support of pricing and appetite. - Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. - Collaborates with team members to manage work inventories and all production activities to provide accurate and timely service in accordance with business unit standards. - Processes underwriting decisions. - Documents files and reports via automated desktop systems and tools. - Regularly travels to key producers/