Senior Underwriter, Professional Risks

About the role

The Role
Hiscox USA is currently searching for a dynamic, engaging and solutions-oriented Sr. Underwriter to drive new professional liability business and complex renewal business within the MPL sector in the West Coast region. This position provides a unique opportunity for a professional liability specialist to join a fast-paced, dynamic team to write policies tailored to the specific requirements of the MPL sector. Lines of business include commercial general liability, professional liability (E&O) and cross-sold Cyber from time to time. We also specialize in accountants, real estate agents, property managers, trustees, consultants, freight forwarders, staffing firms, TPAs, associations, and more!

Risks

Risks vary greatly in size and complexity (from start-ups to large, multinational entities).

What You’ll Be Doing

• Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company’s strategy and guidelines for the product lines
• Miscellaneous Professional Liability Insurance | Hiscox
• Develop new broker relationships and increase depth of existing broker relationships throughout the West Coast region to drive production
• Engage with the national MPL team to learn and teach collaboratively
• Maintain excellent customer service standards
• Consistently exceed minimum quote output numbers established by MPL manager
• At times, regional travel required including industry events and broker visits

Requirements

• 5+ years of experience in professional E&O coverage; experience preferred
• Customer-centric mind-set and passionate about the power of superior customer service and offerings
• Strong understanding of sales principles, presentation, negotiation skills and demonstrate a competitive drive
• Team-oriented, ability to collaborate and desire to share information across divisions and teams to further the overall goals of the company
• Proven track record of understanding and delivering meaningful underwriting profit
• Outgoing, driven, high attention to detail and results focused mentality
• Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
• B.A./B.S degree is preferred
• Willingness to develop business, with travel throughout the West Coast, including the Mid-West and Mountain States up to 25%, required

Hiscox Values

Courage: Dare to take a risk
Ownership: Passionate, commercial and accountable
Integrity: Do the right thing, however hard
Connected: Together, build something better
Human: Clear, fair and inclusive

What Hiscox USA Offers

• Competitive salary and bonus (based on personal & company performance)
• 401(k) with competitive company matching
• Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
• Company paid group term life, short- term disability and long-term disability coverage
• 24 Paid time off days, 2 Hiscox Days, 10 paid holidays, and ability to purchase 5 PTO days
• Paid parental leave
• 4-week paid sabbatical after every 5 years of service
• Financial Adoption Assistance and Medical Travel Reimbursement Programs
• Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
• Company paid subscription to Headspace to support employees’ mental health and wellbeing
• Recipient of 2024 Cigna’s Well-Being Award for having a best-in-class health and wellness program
• Dynamic, creative and values-driven culture
• Modern and open office spaces, complimentary drinks

About Hiscox

As an international specialist insurer we are far removed from the world of mass market insurance products. Instead we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things. We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.

About Hiscox USA

Hiscox USA was established in 2006 to focus on the needs underserved and specialty commercial clients via both the regional broker and direct distribution channels and is today the fastest-growing business unit within the Hiscox Group. Today, Hiscox USA has a talent force of about 400 employees mostly operating out of 6 major cities - New York, Atlanta, Dallas, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism.