Senior Underwriter, Middle Market Solutions

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.

About the role

The Senior Underwriter will develop and maintain strong relationships with brokers and serve as a specialized technical expert for Middle Market P&C Accounts. This is a hybrid position in Charlotte, NC with a minimum of 20% travel for broker/production needs.

Responsibilities

• Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth.
• Underwrite new and renewal accounts to meet top and bottom line targets.
• Ensure placing and binding of FAC Reinsurance prior to policy inception.
• Proactively develop relationships with brokers and agents assigned within the territory to pursue new business acquisition and/or large renewal retention.
• Acquire new business and retain existing business, including client and broker negotiations.
• Manage complex referrals from underwriters and spokes, and re-underwrite complex business as appropriate.
• Proactively drive involvement of functional areas in the underwriting process, including MMC, ARC, Claims, and Operations.
• Handle market-facing broker relationships with a minimum of 20% travel.

Requirements

• Minimum of 2+ years of Commercial Property & Casualty Underwriting experience.
• Middle Market experience is preferred.
• Recognized established relationships with brokers at peer group level and within market.
• Experience with General Liability, Umbrella, Commercial Auto, Commercial Property, and/or Workers Compensation.
• Good understanding of legal and regulatory framework.
• Undergraduate degree required; Economics, Finance, Insurance Management, or Business Administration is preferred.
• Completion of professional insurance qualification (e.g., CPCU) is preferred, but not required.

Skills

• Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to Middle Market P&C.
• Pricing and Market Management: Analyze current performance against benchmarks, applying knowledge of how the market operates and functions, business needs, and customer needs.
• Contract Drafting and Interpretation: Design, develop, and implement consistent, robust wordings.
• Policy Management: Robust understanding of the policy administration life cycle, including information collection, policy issuance, premium bookings, credit control, and cancellation.
• Influencing Skills: Ability to persuade and motivate others to act without executive authority.
• Analytical Skills: Ability to effectively absorb information from various sources, analyze and examine data in detail, and draw appropriate conclusions.
• IT Skills (Office applications): Proficiency in general office application tools such as PowerPoint, Excel, and Word.

Benefits

• Multiple medical plans plus dental, vision, and prescription drug coverage.
• Competitive 401k with generous matching.
• Paid time off beginning at 20 days per year.
• Up to 12 paid company holidays per year plus 2 paid days of Volunteer Time.
• Basic Life and AD&D Insurance as well as Short and Long-Term Disability.
• Paid Parental Leave of up to 10 weeks.
• Student Loan Assistance and Tuition Reimbursement.
• Backup Child and Elder Care.