Senior Underwriter - Health Solutions

About the role

The Senior Underwriter is responsible for risk-based underwriting of new and/or existing accounts. Accountability for the achievement of profit, persistency, and growth goals through financial analysis or employer groups.

Education and experience

• Bachelor's Degree in Business or in a related discipline
• 5+ years of experience in stop loss underwriting
• Captive experience (preferred)

Skills and competencies

• Creativity and strong problem solving skills
• Strong mathematical background
• Ability to handle large volume of work efficiently and correctly with limited errors
• Strong team attitude
• Works well independently and in a team environment
• Interpersonal skills
• Excellent written and verbal communication skills
• Strong skills in Microsoft Office, especially using Excel and Word, and other on-line computer systems
• Comfortable making presentations to small groups
• Organization, planning and prioritization skills
• Strong analytical, problem solving and judgment skills
• Strong customer service orientation
• Commitment to company values

Responsibilities

• Input employer stop loss large claim information and aggregate claim assessment into our underwriting system (David Young system)
• Determine level of risk based on established guidelines
• Analyze information on past claim history and other standard criteria
• Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns
• Participate in Captive renewal calls and biweekly Underwriting meetings
• Oversee renewal spreadsheet for assigned program(s)
• Ability to manage, maintain and handle assignments as warranted
• Accurately document files
• Review of bound case preparation and issuance of applications

Priorities

• Accuracy
• Timeliness
• Positive Team Attitude