Senior Underwriter, Environmental

About the Role

Join Ascot Group, a global leader in specialty risk underwriting. As a modern-era company, Ascot operates through interconnected global platforms united by a common mission: One Ascot. Our strength lies in a talented, collaborative team that thrives in an inclusive and entrepreneurial culture, driven by underwriting excellence and integrity. The Ascot Way guides our approach, fostering cross-product and cross-platform collaboration to deploy capital creatively through our unique Fusion Model: Client Centric, Risk Centric, and Technology Centric.

Ascot is embedding artificial intelligence (AI) and automation to enhance decision-making, efficiency, and outcomes. In this role, you will work alongside AI-enabled tools, applying sound judgment to interpret insights and adapting as technology evolves. We value curiosity, critical thinking, and a willingness to embrace change.

Responsibilities

• Manage the profitability, growth, and retention of an assigned book of business through individual risk underwriting and adherence to the business unit’s strategic plan.
• Underwrite and negotiate environmental casualty accounts to minimize risk and maximize profitability.
• Monitor premiums, costs, and claims ratios per contract, taking corrective measures to ensure long-term profitability.
• Work independently within delegated underwriting authority and make referrals as required.
• Cultivate and maintain relationships with Environmental peers, leaders, and internal partners to identify cross-selling opportunities, assist in product development, and drive operational excellence.
• Foster and maintain external relationships with brokers to market and sell Ascot’s products.
• Operate with underwriting integrity by adhering to Environmental guidelines, prioritizing profitability over top-line growth.
• Provide meaningful feedback to regional and home-office management to improve processes, identify efficiencies, and enhance customer relevance.
• Analyze internally generated and third-party data to improve underwriter productivity and the broker experience.
• Serve as an Emerging Technology subject matter expert within the Environmental Casualty division, with a focus on Renewable Energy, Green Economy, and the Energy Transition.
• Embody The Ascot Way in daily interactions, fostering colleague engagement, collaboration, inclusivity, and accountability.
• Perform other duties as assigned.

Requirements

• Bachelor’s degree (Engineering, Environmental, or Biology/Chemistry preferred) or equivalent experience.
• Minimum of 3 years of underwriting experience in the P&C insurance industry.
• Experience with environmental casualty and renewable energy products (preferred).
• Deep knowledge of Environmental insurance products, regulations, and the insurance industry.
• Strong collaborative skills and ability to thrive in a fast-paced, entrepreneurial environment.
• Excellent organizational, desk management, and prioritization skills; ability to work independently and as part of a team.
• Positive, self-motivated, and strong interpersonal, communication, and presentation skills.
• Strong technical, analytical, and quantitative skills.
• Solution-oriented team player with strong relationship management skills for internal and external stakeholders.
• Proficient in Microsoft Office.
• ASLI, CPCU, ARM, or other relevant professional designation preferred (not required).
• Ability to travel 10-15%.

Pay

The annualized base pay range for this role is $120,000 - $140,000. Actual base pay may vary based on factors such as experience, expertise, and skills. The base pay is one component of Ascot’s total compensation package, which may also include annual cash bonuses and other discretionary awards.

Benefits

• Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more.
• Leave Benefits: Paid holidays, annual Paid Time Off (includes state/local paid leave where required), Short-term Disability, Long-term Disability, Bereavement, FMLA, Adoption, Maternity, Military, and Primary & Non-Primary Caregiver leave.
• Retirement Benefits: Contributory Savings Plan (401k).

This is a hybrid in-office position.