Senior Underwriter - Energy/Renewables Project Finance

Responsibilities

• Leads the underwriting of Energy credit actions according to applicable regulations, procedures, and guidelines.
• Interacts directly with customers to gather information throughout the approval process and to determine the viability of repayment.
• Reviews financial statements, communicates with customers or prospects, and performs analysis to recommend credit grades, covenants, and appropriate loan structuring.
• Ensures all involved parties are updated on underwriting progress and outcome.
• Provides leadership in daily activities through underwriting production and credit analysis expertise.
• Identifies risks through reviews, analysis, and research of new and existing Energy loans.
• Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the Energy portfolio.
• Aids in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management.
• May assist in the development of strategies to manage risk within the credit portfolio.
• Sources, compiles, and interprets financial data to support structuring and approval of loans.
• Reviews industry information and comparisons, key risks and mitigants, and collaterals to form a general business overview of the borrower.
• Utilizes results of analysis to underwrite complex loans.
• May assist in identifying cross-sales opportunities for new and existing relationships based on analysis activities.
• Identifies servicing information and prepares credit analysis documentation.
• PARTNERS WITH ASSOCIATES AND CUSTOMERS TO DETERMINE NEEDS AND STRUCTURING OF NEW REQUESTS, PARTICIPATING IN CUSTOMER AND PROSPECT CALLS AS NEEDED.
• Assists management with peer development and training.

Qualifications

• Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management
• OR - High School Diploma or GED and 10 years of experience in Commercial Lending or Credit Analysis, Financial Statement Spreading, Preparation of Projections, and Trailing Twelve-Month Analysis, Management
• PREFERRED QUALIFICATIONS:
• Bachelor's Degree in related field such as Finance, Economics, or Business
• Renewable Energy experience
• Experience and/or desire to train less experienced associates
• Professional business experience
• Desire to learn from management and experienced colleagues
• Project finance experience
• Distributed Generation experience to include community solar
• US renewable project finance experience
• Tax equity experience
• Commercial Finance experience
• Excel and modeling experience