Senior Underwriter
Unum · Columbia, South Carolina Metropolitan Area · 2 wk ago
Finance$53k–$101k/yrFull-time
General Summary
The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners.
Principal Duties And Responsibilities
- Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
- Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
- Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met.
- Identify and analyze risk trends, making recommendations for addressing these
- Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences
- Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
- Assist with training, technical development and mentoring more junior underwriters
Job Specifications
- Bachelors degree or equivalent, relevant business experience
- Demonstrated, consistent proficiency at Underwriter level
- Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits
- Strong technical expertise in risk selection
- Demonstrated understanding of top-line and bottom-line objectives
- Exhibit strong knowledge of sales/distribution process and market trends
- Solid mentoring and coaching skills
- Strong creative problem solving skills
- Strong critical thinking/analytical reasoning skills
- Strong communication skills, both verbal and written
- Strong organizational skills and ability to handle multiple priorities
- Strong ability to be persuasive and to negotiate
- Demonstrated ability to work both independently and in a team environment
- Exhibit a strong commitment to quality and personal ownership of results