Senior Underwriter

Position Overview

The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors and Loan Officers.

Job Responsibilities

• Maintain a pipeline within the company’s standards: 24-hour turn-around time for final underwrite and 48-hour turn-around time for upfront.
• Analyze and access risk for initial credit decision based on company checklists, internal guides, Agency guides and Investor guides.
• Communicate errors and missing information to processor via email and/or telephone.
• Adjust condition sheet in Encompass with applicable conditions.
• Review resubmission as items are gathered and submitted by the processor.
• Issue final approval uploading all necessary approval documentation into Encompass with appropriate signatures.
• Collaborate with internal departments on any stipulations for closed files.
• Maintain a high level of confidentiality.

Qualifications And Skills

• Bachelor’s degree and/or equivalent combination of education/experience.
• SAR and/or DE, preferred.
• Minimum 5 years of mortgage underwriter experience, preferred.
• Working knowledge of mortgage banking software, mortgage underwriting, loans, purchase, and refinance transactions.
• Experience Underwriting USDA and Bond programs, a plus.
• Excellent customer service, communication, problem-solving, and time management skills.

Benefits

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.