Senior Underwriter

Position Summary

The Senior Underwriter is responsible for evaluating, selecting, and underwriting policies within a designated coverage area, ensuring alignment with the standards and objectives of established insurance programs.

Responsibilities

• Serve in a lead capacity by managing workflows, providing direction, and assisting with staff training and development.
• Evaluate new applications, endorsements and loss information to determine risk eligibility.
• Apply underwriting guidelines, pricing models and company strategy to ensure profitable and sustainable risk selection.
• Exercise sound judgment within delegated authority when making decisions regarding risk acceptance and pricing.
• Audit and price risks based on exposure, loss history and prevailing market conditions.
• Prepare and revise accurate, comprehensive quotes for agent consideration.
• Identify and recommend pricing, or coverage adjustments, to enhance program competitiveness and profitability.
• Review monthly renewals for potential pricing adjustments or non-renewal recommendations.
• Maintain clear and professional communication with agents regarding renewals, coverage modifications and underwriting decisions.
• Partner with Claims, Loss Control, Marketing and other departments to service accounts, address issues and support loss mitigation efforts.
• Contribute to the refinement of underwriting guidelines, workflow improvements and system enhancements.
• Support the adoption and optimization of underwriting technology tools to drive efficiency and performance.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Insurance or related discipline; or equivalent combination of education and/or experience.
• Four or more years of multi-line property and casualty underwriting experience.
• Knowledge of the construction industry with specialized expertise in worker’s compensation.
• Ability to make sound underwriting decisions, manage complex accounts and maintain profitability.
• Interpersonal interactions with the ability to collaborate across teams and build strong agent relationships.
• Analysis, negotiation and problem solving skills.
• Time management and prioritization with high attention to detail.
• Ability and commitment to maintain confidentiality and professional integrity.
• Proficient with Microsoft Office Suite and function specific software applications.

Let’s talk benefits!

• Competitive Salary
• Bonus Structure
• Profit Sharing
• Medical, Dental, Vision Insurance
• Employer Paid Short Term Disability
• Employer Paid Long Term Disability
• Employer Paid Life Insurance
• Voluntary Life Insurance
• 401K with Company Match
• Paid Time Off

About Builders

Builders is a mid-sized mutual with remarkable strengths. Rated A by AM Best, Builders has forged rock-solid financial strength and a reputation for reliability and fairness in fulfilling our promises to customers. Kind, collaborative, and customer-centric, our experienced and passionate teams foster a rewarding atmosphere of excellence, trust, and mutual respect, meriting the “Culture Excellence” honors from Top Workplaces. Flexible and highly personal, our experts leverage deeply supportive partnerships with knowledgeable independent agencies to drive better services and protection for policyholders. Our financial excellence, amazing people, and powerful partnerships build outstanding outcomes and peace of mind for our agents and their clients. This is what we mean by Insurance Built Strong®.

Builders Insurance Group is an Equal Opportunity Employer.

We welcome applicants from all walks of life and don't discriminate based on any protected status. Join us in creating a diverse and inclusive workplace!