Senior Underwriter

About the role

You’re report to the Director of Underwriting and lead pricing strategy, product development, and portfolio analytics to drive underwriting performance across travel agency and e-commerce channels. You'll bring analytical rigor and the judgment to translate complex data into clear, actionable insights that drive decisions across the business.

Responsibilities

• Apply independent judgment to underwriting decisions and portfolio assessments, connecting data insights to business implications and strategic recommendations.
• Translate complex analytical findings into clear, actionable recommendations for cross-functional and senior stakeholders.
• Conduct portfolio reviews to assess account-level profitability, identify underperforming programs, and recommend remediation strategies including pricing adjustments, product redesign, or partner renegotiation.
• Develop and validate pricing strategies for existing and new insurance and non-insurance programs, leveraging actuarial input, data-driven models, and market benchmarks.
• Enhance and build pricing models and underwriting tools using statistical techniques, predictive modeling, and scenario analysis to support strategic decision-making.
• Lead cross-functional pricing and product development initiatives with compliance, actuarial, LOB, and data teams, ensuring alignment with underwriting guidelines, regulatory standards, and profitability targets.
• Design and maintain dashboards and reporting tools to monitor underwriting performance, ensuring data integrity and quality across underwriting systems.
• Work effectively in an environment shaped by artificial intelligence (AI), machine learning, data analytics, and cloud-based tools, using insights responsibly and in alignment with our standards for data governance, security, and ethical use.

Requirements

• Bachelor's degree in Business, Mathematics, Statistics, Actuarial Science, Data Science, or a related field; or equivalent combination of education and experience.
• Minimum of Five (5) years of experience in underwriting, actuarial pricing, or financial/data analytics roles with significant exposure to risk assessment and portfolio management in insurance or related fields.
• Strong judgment and communication skills, with the ability to translate complex analysis into clear recommendations and defend a position under scrutiny.
• Strong analytical skills, including proficiency in Excel and SQL; Familiarity with data visualization tools (Power BI) and statistical programming languages (Python, R) preferred.
• Excellent communication and presentation skills.
• Leadership mindset with abilty to influence without authority.

Qualifications

Local Qualified candidates will received first consideration. This position does not offer relocation assistance.

Benefits

We offer a comprehensive benefits package that includes health, dental, and vision insurance, retirement savings plans, paid time off, and other employee programs. Eligibility for benefits is subject to plan terms and conditions, and may vary based on position and/or employment status.

Pay

Annualized base pay range is $96,300 - $141,174 USD Actual base pay may vary based upon factors such as relevant experience, qualifications, internal equity of peers, and geographic location.

Schedule

This role offers a hybrid way of working Monday through Friday with 2 in-office days on Tuesdays and Thursdays at our office in Richmond, VA.