Senior Trust Officer - Senior Fiduciary Specialist

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent.

About the role

Wells Fargo is seeking a Senior Trust Officer (Senior Fiduciary Specialist) in Wells Fargo Trust as part of Wealth and Investment Management. This role administers a book of moderately complex fiduciary relationships within a team-based environment.

Banking, Lending, & Trust (BL&T) unlocks access to Wells Fargo Bank products and services for high-net-worth and ultra-high-net-worth individuals and families. These specialists provide guidance on banking, custom lending, trust services, investment management, general trust administration, specialty trusts, custody, tax, specialty assets, regulatory, privacy, ecommerce, deposit relationship and strategy, and business strategies. BL&T also supports the WIM Diverse Segments group, including WIM referral activity.

Trust Services Trust Advisors discuss the needs of HNW and UHNW clients and provide personalized advice and wealth and asset management services, including:

• Personal trust services
• Estate services
• Philanthropic services
• Closely held asset management
• Real estate and loan asset management
• Oil, gas and mineral management
• Legacy trust services
• Special needs trust services
• Managed Individual Retirement Accounts (IRA)

Responsibilities

• Administer a book of moderately complex fiduciary relationships, including analyzing trust and estate documents, administering directed and discretionary trusts, implementing client estate plans, and ensuring client accounts are managed in accordance with sound fiduciary principles and applicable laws.
• Engage clients, advisors, and internal partners to deliver a high-touch client experience within a strong risk management framework.
• Independently resolve moderately complex issues while leveraging solid knowledge of internal policies and procedures, including distributions, account maintenance, account opening and closing, Know Your Client (KYC) requirements, annual account reviews, and management of overdrafts.
• Identify and recommend opportunities for process improvement and control development.
• Serve as a subject-matter expert on fiduciary administration for moderately complex accounts, providing guidance on interpreting governing instruments, applying fiduciary principles, and ensuring compliance with prudent investing standards.
• Act as a peer mentor to train and mentor lower-level staff.
• Participate in marketing and development initiatives in conjunction with team leaders.

Requirements

• 4+ years of Fiduciary Products experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, and education.

Qualifications

• Strong knowledge and understanding of estate, trust, or fiduciary administration.
• BS/BA degree or higher (such as JD/LLM) in law or trust and wealth management.
• Certified Trust and Financial Advisor (CTFA) certification.
• Ability to read and interpret legal documents.
• Ability to review trust agreement documents and ensure bank compliance.
• Strong analytical skills with high attention to detail and accuracy.
• Intermediate Microsoft Office (Word, Excel, Outlook, PowerPoint) skills.
• Excellent verbal, written, and interpersonal communication skills.
• Ability to interact with all levels of an organization.
• Ability to exercise independent judgment to identify and resolve problems.
• Ability to work effectively in a team environment.
• Strong risk management and compliance skills.
• Ability to communicate with beneficiaries, co-trustees, and clients.

Schedule

This position offers a hybrid work schedule.