Senior Trust Officer - Senior Fiduciary Specialist

We need to output HTML fragment with sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title. Must not include Job ID etc. Remove boilerplate. Must preserve all substantive info. We need to parse the posting. Key content: - Intro about Wells Fargo, BL&T description, etc. That's about the role? Actually "About This Role" section: "Wells Fargo is seeking a Senior Trust Officer (Senior Fiduciary Specialist) on the Financial Terminations and Transfers Team as part of Wealth and Investment Management. The ideal candidate will possess a strong working knowledge of fiduciary income taxation and its practical application to trust and estate administration. This includes the ability to identify tax-related risks, coordinate with internal and external tax professionals, and ensure accurate and compliant administration throughout the trust lifecycle." - "In This Role, You Will" bullet list: Administer a book of fiduciary relationships within a team-based environment, including analyzing trust and estate documents, implementing client estate plans, and ensuring client accounts are managed in accordance with sound fiduciary principles and applicable law. Engage clients, advisors and internal partners to deliver a high-touch client experience within a strong risk management framework. Build and maintain a strong knowledge of internal policies and procedures including, but not limited to, distributions, account maintenance, account opening and closing, KYC requirements, annual account reviews, and management of overdrafts. Identify and recommend opportunities for process improvement and control development. Serve as a subject-matter expert on fiduciary administration, including the interpretation of governing instruments, adherence to fiduciary principles and applicable laws, and the application of prudent investing standards. Act as a thought leader and culture carrier for the firm to influence outcomes and build an inclusive, collaborative and client-focused environment for our fiduciary professionals. Actively train and mentor junior team members. Participate in marketing and development initiatives, in conjunction with team leaders. - Required Qualifications: 4+ years of Fiduciary Products experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience and education. - Desired Qualifications: list many bullet points: Demonstrated expertise in trust/estate terminations and transfers, including final distributions, trustee transitions, asset movement controls, and audit-ready documentation; Strong HNW client orientation with excellent written and verbal communication skills; ability to explain complex fiduciary matters clearly to beneficiaries, attorneys, and advisors; Executive presence with experience presenting concise updates, risks, and recommendations to senior leadership and driving decisions/escalations to closure; Proven track record managing high net worth client relationships and portfolios; Experience with complex trust structures; J.D. and/or CTFA preferred; Ability to work effectively within a team and build strong working relationships across business channels and at all levels of management; Demonstrate a high level of organizational skills, including time and priority management; Collaborate effectively with relationship team members, client's advisors and other colleagues; Solutions-oriented and able to operate within a diverse, fast-paced environment; Strong conflict resolution skills. - Job Expectations: This position offers a hybrid work schedule; This position is not eligible for Visa sponsorship; Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. - Job Location: 100 N 18th ST, Philadelphia PA 19013; 2200 Concord Pike, Wilmington DE, 19803 - Posting End Date: 20 Sep 2026; Job posting may come down early due to volume of applicants. - Boilerplate about equal opportunity etc to be removed. - No explicit Pay, Benefits details. So we should not create Pay or Benefits sections unless present. There's no mention of salary, benefits. So we omit Pay and Benefits sections. - Schedule: hybrid work schedule is mentioned. So we can include a Schedule section with that detail. - Also maybe include a "Location" but not a required heading; we could fold location into a short paragraph under About the role or maybe a separate section? The instruction says use headings for section headings (About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). No other headings allowed. So location must be placed within one of those sections, maybe About the role or Responsibilities. Probably About the role can include location. - Also "Posting End Date" maybe minor metadata; we can fold into a short p or drop. Probably drop as not essential. - Must not repeat job title as heading. So we won't have heading for Senior Trust Officer. - Must not put Job ID/requisition numbers as headings. - Must not include boilerplate. Thus we produce HTML with sections:

About the role

with paragraphs describing BL&T, role overview, location maybe.

Responsibilities

with

• list of duties from "In This Role, You Will".

  Requirements

  maybe for Required Qualifications.

  Qualifications

  for Desired Qualifications? Actually we have Required Qualifications and Desired Qualifications. Could combine into Requirements and Qualifications sections. The instruction lists both Requirements and Qualifications as possible headings. So we can put Required Qualifications under

  Requirements

  and Desired Qualifications under

  Qualifications

  . Or we could put all under Qualifications. But better to follow: Requirements = mandatory, Qualifications = desired.

  Skills

  maybe we could extract skills from desired qualifications (communication, organizational, conflict resolution, etc). But we already have those in Qualifications. Could still create Skills section summarizing skills like communication, organizational, conflict resolution, teamwork, etc. However we must not create thin sections; we should only include if there is real specific content. The desired qualifications list includes many skill-like items. Could place them under Qualifications. Might be okay to not have Skills section. But we have headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to include only those with real content. We have About the role, Responsibilities, Requirements, Qualifications, Schedule. No Benefits, Pay. Skills maybe we could extract but we already have Qualifications covering skills; but we could still create Skills section if we want to highlight specific skills like communication, organizational, conflict resolution, etc. However that would be duplicative. Better to omit Skills if not needed. Thus final HTML:

  About the role

  Wells Fargo’s Banking, Lending, & Trust (BL&T) unit serves high‑net‑worth and ultra‑high‑net‑worth individuals and families, providing banking, custom lending, trust services, investment management, trust administration, specialty trusts, custody, tax, specialty assets, regulatory, privacy, e‑commerce, deposit relationship and strategy, and business strategies. The team also supports the WIM Diverse Segments group, including WIM referral activity.

  We are seeking a Senior Trust Officer (Senior Fiduciary Specialist) on the Financial Terminations and Transfers Team within Wealth and Investment Management. The ideal candidate will have a strong working knowledge of fiduciary income taxation and its practical application to trust and estate administration, including the ability to identify tax‑related risks, coordinate with internal and external tax professionals, and ensure accurate and compliant administration throughout the trust lifecycle.

  Job locations: 100 N 18th St, Philadelphia, PA 19013 and 2200 Concord Pike, Wilmington, DE 19803.

  Responsibilities

  • Administer a book of fiduciary relationships within a team‑based environment, including analyzing trust and estate documents, implementing client estate plans, and ensuring client accounts are managed in accordance with sound fiduciary principles and applicable law.
  • Engage clients, advisors and internal partners to deliver a high‑touch client experience within a strong risk management framework.
  • Build and maintain a strong knowledge of internal policies and procedures including, but not limited to, distributions, account maintenance, account opening and closing, KYC requirements, annual account reviews, and management of overdrafts.
  • Identify and recommend opportunities for process improvement and control development.
  • Serve as a subject‑matter expert on fiduciary administration, including the interpretation of governing instruments, adherence to fiduciary principles and applicable laws, and the application of prudent investing standards.
  • Act as a thought leader and culture carrier for the firm to influence outcomes and build an inclusive, collaborative and client‑focused environment for fiduciary professionals.
  • Actively train and mentor junior team members.
  • Participate in marketing and development initiatives, in conjunction with team leaders.

  Requirements

  4+ years of Fiduciary Products experience or equivalent demonstrated through work experience, training, military experience, or education.

  Qualifications

  • Demonstrated expertise in trust/estate terminations and transfers, including final distributions, trustee transitions, asset movement controls, and audit‑ready documentation.
  • Strong HNW client orientation with excellent written and verbal communication skills; ability to explain complex fiduciary matters clearly to beneficiaries, attorneys, and advisors.
  • Executive presence with experience presenting concise updates, risks, and recommendations to senior leadership and driving decisions/escalations to closure.
  • Proven track record managing high net worth client relationships and portfolios.
  • Experience with complex trust structures.
  • J.D. and/or CTFA preferred.
  • Ability to work effectively within a team and build strong working relationships across business channels and at all levels of management.
  • Demonstrate a high level of organizational skills, including time and priority management.
  • Collaborate effectively with relationship team members, client's advisors and other colleagues.
  • Solutions‑oriented and able to operate within a diverse, fast‑paced environment.
  • Strong conflict resolution skills.

  Schedule

  This position offers a hybrid work schedule.

  We must not include any other sections like Benefits, Pay. Also we should not include any boilerplate like EEO, visa sponsorship etc. However visa sponsorship mention is part of Job Expectations; we could maybe include that under Schedule or a separate note? The instruction says we can include Schedule section only if posting actually states them. It does state hybrid work schedule. The visa sponsorship and compliance policies are not schedule; they could be omitted as they are not under allowed headings. We could fold them into a short p under About the role or Responsibilities? Probably better to drop them as they are not essential? But the instruction says preserve ALL substantive information; do NOT invent or summarize away detail. So we need to keep that info somewhere. Where can we put it? Allowed headings are limited; we could add a paragraph under About the role or Responsibilities that mentions visa sponsorship and compliance policies. That would preserve the info without creating a new heading. So we should include that info. Thus modify About the role or add a paragraph after responsibilities maybe under About the role? Let's add a paragraph under About the role after location: "This position is not eligible for Visa sponsorship. Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired." Also mention that information will be shared about expectations during recruitment process. We should also keep the posting end date? That's minor metadata; we could fold into a short p under About the role or drop? The instruction says preserve ALL substantive information; posting end date is substantive? It