Senior Software Engineer, Fullstack

About Us

Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit. With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Products We've Built

• Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About The Role

We're searching for an experienced and owner-minded Software Engineer to join Perpay and contribute to our culture of technical excellence. You will lead large-scale projects from start-to-finish, working across multiple teams (analytics, commerce, product, design, operations) while providing guidance to junior-level engineers. As we're a growing engineering team, you'll also have the opportunity to make an impact on our tech and our team.

Given our people-first approach, your elevated level of contribution will strengthen our culture of inclusion, mentorship, and continuous learning. As a leader of Perpay’s engineering team, you’ll collaborate with stakeholders ranging from entry-level contributors to senior-level executives. This opportunity is both unique and pivotal, as it offers the chance to provide leadership to a rapidly growing team.

Our tech stack: Typescript, Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, Docker and more

What You’ll Bring

• 5+ years of experience building web applications at scale in at least one modern language / framework (Python/Django, React/Typescript, Rails, etc.)
• 2+ years of experience leading technical teams and large, complex projects
• Experience working on consumer-facing products and demonstrating empathy for end-users
• Excellent at unblocking yourself and those around you, and an ability to design, analyze, and debug distributed systems and services
• Significant experience with operating large scale services with AWS, Docker, and/or Kubernetes
• Excellent communication skills, including the ability to explain highly technical subject matter to a nontechnical audience

What We’ll Bring To Full-time Team Members

• Meaningful compensation and equity
• Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
• 4% employer 401k match
• Unlimited PTO policy
• Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
• High quality catered lunch by local chefs, 4 days / week
• Gym subsidy
• Paid cell phone + plan
• Student loan repayment program
• Relocation assistance
• Generous team member discounts