Senior Software Engineer

The Team

The Team
At Upstart, the Bank Technology team builds the software systems, automation, and internal platforms that enable Upstart Bank to operate efficiently, securely, and at scale. The team partners closely with stakeholders across risk, legal, compliance, and operations to replace manual processes with purpose-built solutions that support the bank's growth and regulatory requirements.

How you'll make an impact

• Design, build, and maintain internal software platforms that support risk, compliance, legal, and operational workflows across Upstart Bank.
• Partner with cross-functional stakeholders to translate business requirements into scalable technical solutions and intuitive user experiences.
• Develop and maintain APIs, integrations, and data workflows that connect internal systems with third-party platforms.
• Design relational data models, authorization frameworks, audit capabilities, and background processing systems that support secure and reliable operations.
• Write technical designs, architectural documentation, and implementation plans that establish durable engineering patterns and reduce future maintenance costs.
• Contribute to technical decisions regarding system architecture, build-versus-buy evaluations, and long-term platform scalability.

Minimum Qualifications

• Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 4+ years of software engineering experience.
• Experience designing, building, and operating production web applications used by internal or external customers.
• Experience designing relational database schemas and managing complex data models using PostgreSQL or a similar relational database.
• Experience building and maintaining RESTful APIs, integrations, webhooks, or distributed system interfaces.
• Experience implementing application security fundamentals, including authentication, role-based access control, audit logging, and schema migrations.

Preferred Qualifications

• Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern web application frameworks.
• Experience building internal tooling, workflow platforms, or operational software systems.
• Familiarity with regulated environments such as financial services, banking, healthcare, or other compliance-driven industries.
• Knowledge of governance, risk, and compliance (GRC) platforms, security tooling, or operational controls.
• Able to navigate ambiguous requirements and collaborate effectively with both technical and non-technical stakeholders.