Senior Software Engineer

About the role

Join our team of experienced professionals building the credit infrastructure for modern banking. As a Senior Software Engineer on our Core Team, you'll help build the operating system powering modern banking and commerce.

Responsibilities

• Scale & Performance of Core Systems: Evolve the backend microservices that power our platform. Improve the speed and reliability of high-volume transaction pipelines and large-scale data syncs with core banking providers - ensuring our systems are resilient, observable, and built to scale.
• Architecture & End-to-End Ownership: Turn strategic roadmap initiatives into scalable technical solutions (and a really, really awesome product). Partner with Product to shape requirements, architect services, and own delivery from design through deployment in AWS - shipping well-tested, production-ready code through CI/CD.
• AI-Native Development & Engineering Velocity: Use modern AI tooling to ship high-quality software faster and smarter. Experiment with agentic workflows, automate intentionally, and continuously improve how you build - without compromising fundamentals or code quality.

Requirements

• 5-7+ years of building and shipping real-world, full-stack software
• Strong experience with TypeScript in Node.js (our primary stack). Experience with Golang for backend services? Even bigger heck yes.
• Experience designing and scaling microservices in distributed systems - you know what breaks, why it breaks, and how to build for recovery
• Hands-on experience with AWS, containerized deployments (ECS or similar), and infrastructure-as-code (CDK, etc.) - because shipping includes defining the environment
• A strong testing mindset - you write code that’s built to be tested, maintained, and trusted
• Experience with event-driven systems (Temporal would get you an extra gold star)
• Ability to architect your own solutions - not just implement someone else’s diagram

Qualifications

• Fintech or banking experience (especially with core providers) is a big plus
• Strong product instincts, relentless curiosity, and low-ego collaboration - you care why something is being built, dig until it makes sense, and use modern AI tools to move faster and build smarter

Skills

• Competitive compensation includes stock options offered to all employees
• Unlimited Paid Time Off, plus paid holidays, and parental leave
• Flexible hybrid office/work from home philosophy
• 401(k) program available with 50% match up to 5%
• Comprehensive medical, dental and vision insurance coverage with 100% of employee premiums paid for by equipifi and 50% for dependents’ premiums
• Long-term and Short-term disability, as well as term life insurance coverage with 100% of premiums paid for by equipifi

Benefits

• Unlimited Paid Time Off, plus paid holidays, and parental leave
• Flexible hybrid office/work from home philosophy
• 401(k) program available with 50% match up to 5%
• Comprehensive medical, dental and vision insurance coverage with 100% of employee premiums paid for by equipifi and 50% for dependents’ premiums
• Long-term and Short-term disability, as well as term life insurance coverage with 100% of premiums paid for by equipifi

Pay

• Competitive compensation includes stock options offered to all employees

Schedule

• Flexible hybrid office/work from home philosophy