Senior Risk Underwriter, Americas

Responsibilities

• Underwrite new and on-boarded risks independently, collaborating with underwriting colleagues and the leadership team.
• Maintain the portfolio, identifying emerging risks, ensuring adherence to risk appetite, and recommending appropriate actions.
• Analyze and provide commentary on emerging data trends within the risk portfolio.
• Track and report key underwriting portfolio metrics and performance indicators to the Group VP of Risk Underwriting.
• Present transactions to the Underwriting Committee.
• Embed insights from reviews, audits, and retrospective appraisals into underwriting processes to strengthen discipline and drive continuous improvement.
• Provide underwriting expertise to cross-functional initiatives, including product innovation and technology platform design, ensuring risk considerations are embedded into business improvements.
• Contribute feedback and recommendations to the product manager and engineering team, helping to refine tools and features that enhance underwriting efficiency and client experience.
• Support business priorities such as data quality improvements or workflow refinements, in coordination with the Group VP of Risk Underwriting, where these align with underwriting objectives.

Key attributes

• Minimum 5 years’ experience in risk underwriting, ideally within trade credit insurance market.
• Excellent communication and drafting skills; capable of producing compelling analysis papers and justifications for capacity providers.
• Confident working with international jurisdictions and understanding varying credit risk and legal environments.
• Understanding of policy structures, contract wordings, commercial underwriting, and legal/contractual considerations in credit risk analysis.
• Comfortable handling ambiguity and complexity in both deal structures and risk profiles.
• Strong attention to detail and a commitment to improving efficiency and quality in underwriting practices.
• Ability and experience of working across international markets and multiple trade sectors, applying risk expertise to different industries and jurisdictions.
• Collaborative mindset with a proactive approach to supporting cross-functional initiatives.