Senior Risk Asset Review Examination Specialist | Risk Asset Review

About This Role

Wells Fargo is seeking a Senior Risk Asset Review Specialist within Credit Risk as part of Corporate Risk. Learn more about the career areas and lines of business at wellsfargojobs.com .
Credit Risk, which independently oversees the management of credit risk exposures (including monitoring and reporting on aggregate credit exposures across groups, legal entities, geographies, and jurisdictions) and the quality of credit risk management practices across the company. This oversight extends to all phases of a loan's life cycle, including origination, underwriting, risk analysis, approval, documentation, monitoring, loss recognition, modification, and collection activities.
Credit Risk develops, maintains, and ensures adherence to companywide credit risk frameworks, policies, and procedures that are aligned with Board-approved risk appetite. Risk Asset Review ("RAR") is the company's internal loan review function and is foundational to the credit risk management function at Wells Fargo. RAR independently evaluates the quality of lending practices in the businesses and shares its findings with the Chief Credit Officer and line of business management. RAR reports all significant credit issues to members of the Allowance Approach and Allowance Approval Committees, Executive Management, and the Credit Committee of the Board of Directors.

Responsibilities

• Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination.
• Contribute, initiate, and recommend changes to the group's exam policies and standards.
• Assess the lending practices of the company's commercial loans and securities investments.
• Serve as examiner-in-charge and direct a team of examiners that examines the company's commercial lending businesses.
• Ability to perform duties as an examiner-in-charge for complex lines of business, including large corporate, asset-based lending, and capital markets.
• Interact with line of business senior management of complex lines of business.
• Communicate and influence RAR's examination findings to line of business senior management.
• Advise RAR management on ways to improve the examination process.
• Evaluate credit administration practices, focuses on significant issues, and demonstrates sound credit judgment.

Requirements

• 4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications

• 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager.
• Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset-based lending facilities.
• Good understanding of commercial real estate across various sectors.
• Strong commercial credit analysis skills with high attention to detail and accuracy.
• Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner.
• Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries.
• Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics.
• Excellent verbal, written, and interpersonal communication skills.

Locations

• 401 South Tryon Street - Charlotte, North Carolina
• 401 Las Colinas Blvd W Bldg B - Irving, Texas
• 2700 South Price Road - Chandler, Arizona
• 600 South 4th Street - Minneapolis, Minnesota
• 800 South Jordan Creek Parkway - West Des Moines, Iowa
• 114 North Beaumont Street - D Bldg, Saint Louis, Missouri

Job Expectations

• Required location(s) listed above.
• Relocation assistance is not available for this position.
• This position is not eligible for visa sponsorship.
• This position currently offers a hybrid schedule.

Pay Range

$100,000.00 - $179,000.00

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date

12 Jul 2026

Reference Number

R-547614-2