Jobs · Sales · Utah

Senior Risk Analyst, Enterprise Risk Management (Bank Origination)

Merrick Bank · South Jordan, UT · 1 wk ago
Sales$10/hrFull-time

About the role

Supports the execution of the ERM program across the Bank, ensuring consistency in risk identification, assessment, monitoring, and reporting practices. Contributes to the development and enhancement of risk reporting and governance processes for Bank Origination and other key risk programs. Supports second-line oversight of risks arising from Bank Origination programs through aggregation and analysis of risk related data. Assists in monitoring risk exposures, including identification of emerging risks, trends, and concentration risks. Partners with first and second-line stakeholders and subject matter experts to collect, validate, and challenge risk inputs. Aggregates and analyzes risk information from multiple sources, including risk assessments and risk monitoring activities, to support Bank-level reporting. Supports risk appetite monitoring processes, including identification and escalation of threshold breaches or adverse trends. Prepares and maintains risk dashboards, key risk indicators (KRIs), and trend analyses for management review. Supports the development and maintenance of enterprise risk profiles and supporting documentation. Produces concise, decision-useful reporting for senior management and risk governance committees. Ensures alignment with internal governance standards, policies, and regulatory expectations. Performs other duties as assigned.

Responsibilities

  • Safeguard the Bank's data, including customer non-public personal information.
  • Supports the execution of the ERM program across the Bank.
  • Contributes to the development and enhancement of risk reporting and governance processes.
  • Supports second-line oversight of risks arising from Bank Origination programs.
  • Assists in monitoring risk exposures, identifying emerging risks, trends, and concentration risks.
  • Partners with first and second-line stakeholders and subject matter experts to collect, validate, and challenge risk inputs.
  • Aggregates and analyzes risk information from multiple sources.
  • Supports risk appetite monitoring processes.
  • Prepares and maintains risk dashboards, KRIs, and trend analyses.
  • Supports the development and maintenance of enterprise risk profiles.
  • Produces concise, decision-useful reporting for senior management and risk governance committees.
  • Ensures alignment with internal governance standards, policies, and regulatory expectations.
  • Performs other duties as assigned.

Requirements

Bachelor’s degree in Risk Management, Finance, Business Administration, Accounting, or a related field required; advanced degree or professional certification (e.g., CRMA, FRM, CPA, CIA) preferred. Minimum of 3-5 years of progressive experience in Enterprise Risk Management, Operational Risk, Third-Party Risk Management or a related risk discipline within a financial services or regulated environment.

Qualifications

  • Experience supporting Bank Origination, fintech partnership, or third-party risk oversight activities.
  • Familiarity with interagency third-party risk management guidance and partner governance expectations.
  • Solid understanding of ERM frameworks, risk governance practices, and regulatory expectations applicable to banking and financial services organizations.
  • Proven ability to work cross-functionally, influence stakeholders, and partner effectively with both first and second line teams.
  • Excellent written and verbal communication skills, with a strong attention to detail and the ability to translate technical risk concepts into business focused insights.
  • Experience with ERM systems and risk data repositories (e.g., risk assessment tools, issue management systems, reporting platforms).

Skills

  • Strong understanding of ERM frameworks and risk governance practices.
  • Ability to work collaboratively with cross-functional teams.
  • Effective communication and presentation skills.
  • Proficiency in ERM systems and risk data repositories.

Benefits

Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
Benefits Package - Medical, Dental, and Vision (plus much more)
401(k) Plan with Company Match
Short- & Long-Term Disability
Wellness Programs
Group Life and AD&D Insurance
Paid Vacation, Sick Days and bank Holidays
Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

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