Senior Property Adjuster

PRIMARY JOB RESPONSIBILITIES

• Investigates insurance claims in various settings, including retail establishments, private or public office buildings, commercial habilitation, hospitality, corporate facilities, transportation sites, manufacturing sites, governmental facilities, schools, clinics, or hospitals.
• Affirms loss or damage resulting from various events such as inclement or catastrophic weather, earthquakes, fire, vandalism, or accidents.
• May be required to assess time-element and builders' risk losses.
• Conducts property inspections and photographs claim sites as necessary to depict and substantiate losses or damage, or the lack thereof.
• Interviews or uses other methods to obtain necessary information from claimants and experts such as architects, engineers, builders, construction workers, police officers, health care practitioners, accountants, and others to fully and accurately assess the extent of the loss.
• Works cooperatively with expert witnesses, attorneys, public adjusters, and carrier's examiners as needed to conduct investigations, confirm findings, and support evaluations.
• Applies a thorough understanding of insurance policies and policy interpretation, establishing appropriate loss estimates based on all relevant information and findings.
• Recommends the reasonable and proper amount the insurance company should pay on a claim.
• Ensures the accuracy of information collected and reported and guards against fraudulent claims.
• Prepares accurate, clear, thorough, and concise reports and letters to insurance carriers, providing conclusions and recommendations.
• Follows established policies, procedures, and processes in preparing information, exercising sound judgment in applying these to potentially costly losses or involved situations, and submits reports and documents in a timely manner and in accordance with insurer’s standards and expectations.
• Uses software systems such as Xactimate as necessary to produce accurate estimates.
• Maintains accurate, thorough field notes, journal entries, and time and expense records as required.
• Submits reimbursement reports in keeping with organization and client policies, procedures, and practices and with accepted industry standards.
• Applies knowledge of both time-and-expense and fee-for-service procedures, according to the stipulations of the agreement with the insurer.
• Follows EM policy and practices and incorporates sound judgment in formulating recommendations and completing evaluations and reports.
• Prepares and conducts presentations and produces special reports for insurance carriers as assigned or required.

REQUIRED EDUCATION & EXPERIENCE

• Bachelor’s Degree Preferred
• 2-5 years’ experience in commercial property loss adjusting; experience with catastrophe claims; wide range of experience in various classes and types of business risk, including manufacturing, retail, industrial, habitational, and hospitality.
• Ability to understand claims adjudication process with sound knowledge of commercial and residential construction industries.
• Knowledge of property claim law.
• Active license, or ability to promptly obtain such, in the assigned state(s).

DESIRED KNOWLEDGE, SKILLS & ABILITIES

• Exceptional written and verbal communication skills.
• Ability to manage multiple priorities and meet deadlines.
• Passionate about providing exceptional customer service.
• Skilled in analyzing, interpreting, and reporting pertinent information (discerning the essential from the non-essential).
• Strong research and investigative skills.
• Conflict resolution and persuasion abilities.
• Organized and detail oriented.
• Excellent problem solving and critical thinking skills.
• Ability to work both independently and as part of a team.
• Microsoft Word, Microsoft Excel, Xactimate, Corelogic, and ability and openness to adapt to new technologies.