Senior Product Owner, Cash and Liquidity

About the role

We are seeking a Senior Product Owner, Cash & Liquidity Management (CLM) to lead the development and delivery of money movement and settlements capabilities. This role will oversee the entire product area, including deposits, withdrawals, instant funding, settlement, and related cash management and tax capabilities.

• Own the product vision, roadmap, and success metrics for money movement, settlements, and adjacent cash management and tax capabilities.
• Execute across multiple in-flight workstreams in parallel, shipping work yourself on the most strategically important ones.
• Rationalize how we expose money movement and settlement APIs and internal systems in support of our partner's differing operating models, geographies, and funding flows.
• Partner deeply with engineering, partner management, operations, treasury, and other domains to prioritize initiatives to balance regulatory risk, operational load, revenue impact, and time-to-market.
• Lead discovery with partners and prospects, understand blocking requirements, translate needs into sequenced roadmaps, push back on requests that don't fit the platform, and communicate honest timelines and scope.
• Define and monitor adoption across the area, such as settlement success rate, time-to-funding, ACH return rate, instant-funding utilization, partner-reported blockers, and be willing to rework or sunset features that don't drive adoption or business growth.
• Raise the standard of work shipped across Cash & Liquidity: mentor peer product owners, set the quality bar, and unblock adjacent teams.

Requirements

7+ years of experience in product management, engineering, consulting, or founding a startup, with ownership in payments, settlement, treasury, or brokerage clearing infrastructure.

• Demonstrated end-to-end ownership of multi-faceted initiatives and delivering to production at scale.
• A track record of setting and executing an area-level roadmap across multiple in-flight workstreams in parallel, not just shipping a single product.
• Proven ability to operate as a senior product owner who raises the standard around them—mentoring peers, setting the quality bar, and representing the area in cross-functional and leadership forums without holding a manager title.
• Exceptional written and verbal communication, with the ability to run partner-facing conversations, regulator-adjacent forums, and internal leadership updates.
• Experience analyzing data using SQL and relevant BI tools.
• Experience using AI tools to accelerate product discovery, definition, and development.
• Bachelor’s degree in computer science, engineering, finance, or equivalent experience.
• FINRA Securities Industry Essentials (SIE) completion, or a commitment to acquire within the first year (with support from your Manager).

Special Knowledge

• Experience standing up money movement or settlement programs from scratch, not just iterating on inherited ones.
• Familiarity with the B2B2C correspondent / broker-as-a-service model, where partners are the primary customers and end retail customers sit upstream.
• Deep understanding of U.S. payments and clearing regulatory frameworks, exposure to global payment rails outside the U.S.
• Experience unifying fragmented money movement or settlement stacks behind consistent APIs and data models.
• Background in broker-dealer treasury or clearing operations (reconciliation, exception handling, regulatory reporting) and identifying automation opportunities.
• An AI-native product mindset—regular use of tools like Claude, ChatGPT, or similar for PRD drafting, customer-call synthesis, data exploration, and prototyping.

Location

New York City, NY / Chicago, IL

Pay

$190,000 – $210,000 USD