Senior Product Manager, Lending

About the role

The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products.

This role is ideal for someone who is excited by ambiguity, motivated by customer impact, and energized by solving hard problems in a fast-moving and regulated environment.

Responsibilities

• Own product strategy, roadmap, and execution for a key area within Airwallex’s lending and credit product suite
• Partner with customers, commercial teams, and internal stakeholders to deeply understand customer problems, validate opportunities, and identify the right segments to serve
• Translate complex credit, regulatory, operational, and technical requirements into simple, scalable product experiences
• Work closely with engineering and design to define solutions, prioritize trade-offs, and deliver high-quality products with speed and rigor
• Partner with credit risk, legal, compliance, and operations teams to ensure products are commercially effective and operationally sound
• Help shape embedded lending and first-party lending propositions, taking new ideas from concept to launch
• Define success metrics, analyze product and portfolio performance, and use data to improve conversion, customer experience, unit economics, and risk outcomes
• Stay close to market trends, customer needs, and the competitive landscape in SME banking, credit, and embedded finance

Qualifications

• 5 to 7 years of overall professional experience
• Significant experience in product management, with a strong track record of shipping and scaling products in fintech, financial services, lending, or adjacent regulated domains
• Experience taking products from ideation through delivery and iteration, ideally in complex cross-functional environments
• Strong product judgment and analytical skills, with the ability to use data and first-principles thinking to make decisions
• Strong stakeholder management and communication skills, with the ability to influence technical and non-technical audiences
• Ability to thrive in cross-cultural and cross-functional teams
• Bachelor’s degree or higher with strong academic achievement

Preferred Qualifications

• Experience with lending, credit, working capital, underwriting, or embedded finance products
• Familiarity with SME banking, lending operations, credit risk, or regulatory requirements across one or more markets
• Experience working closely with risk, legal, compliance, or operations teams in a regulated environment
• Experience in high-growth technology or startup environments
• Background in software engineering, economics, finance, or consulting