Senior Product Manager, Credit Line Platform
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
About the role
The Senior Product Manager of our Credit Line Platform will define and lead end-to-end discovery, solution design, and implementation of our Loan Management System (LMS) for credit line products including underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing.
Responsibilities
- Drive cross-functional teams, including engineering and operational teams, to deliver impactful products.
- Manage and prioritize multiple initiatives in a fast-paced environment.
- Define algorithms, data structures, and platform services.
- Create customer-first solutions while balancing security and operational efficiency.
Requirements
- 5+ years of product management experience, preferably in Loan Management Systems or loan servicing within fintech or a related field.
- Familiarity with Loan Management Systems, underwriting, and servicing operations in both loan and line products.
- Strong data-driven decision-making skills, including the ability to run SQL queries.
Pay
$250,000 - $270,000 a year
PayJoy Principles
- Finance for the next billion
- Ownership
- Break Through Walls
- Live Communication
- Transparency & Directness
- Focus on Scale
- Work-Life Balance
- Embrace Diversity
- Speed
- Active Listening