Senior Pricing Analyst

The Role

This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time.

Responsibilities

• Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
• Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns.
• Translate ambiguous or emerging data into clear insights and executable pricing strategies.
• Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
• Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
• Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis.
• Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement.
• Independently drive multiple high-impact initiatives from concept through execution.
• Frequently present analytical findings and strategic recommendations to senior and executive leadership.
• Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions.

Qualifications

• Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline.
• 3+ years of analytics experience (financial services industry preferred).
• Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages.
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus.
• Extensive experience performing data analysis and summarizing findings in executive-level presentations.
• Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis.
• Experienced project manager able to lead multiple initiatives simultaneously.
• Experienced mentor.

Benefits

• Medical, dental, and vision insurance.
• 401(k) plan.
• Company-paid life insurance policy.
• Short and long-term disability coverage.
• Tuition reimbursement.
• Wellness program.
• Gratitude is Green.
• Paid time off including wellness days, holidays, and personal time.

Perks

• Hybrid work approach with a minimum of three days a week on-site.
• Opportunities for professional growth and development.

Company Information

• DriveTime Family of Brands is Great Place to Work Certified!
• 90% of employees say they feel right at home here.
• Comparably Awards: Best Company for Diversity, Best Company Culture, and Best Company Leadership.
• Phoenix Business Journal Healthiest Employers.