Senior Portfolio Manager - Wholesale Credit Delivery

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Responsibilities

• Lead the entire commercial underwriting process for prospects and clients, structuring and documenting all transactions, including the most complex PEG‑owned and leveraged deals.
• Provide independent, in‑depth analysis of financial statements, projections, and business plans; identify and mitigate key risks; recommend and model appropriate loan structures while considering ancillary products and legal documentation.
• Accountable for managing an assigned Middle Market Banking portfolio: monitor performance and trends, ensure risk rating integrity, conduct annual reviews, spread financial statements, and handle compliance, regulatory review, amendments, and waivers.
• Expand client relationships through consistent, direct client‑calling efforts and collaborate with internal product partners to develop solutions that meet client needs and the bank’s risk criteria.
• Partner with Investment Banking peers to deliver complex financing solutions, maintain extensive knowledge of corporate, investment, and commercial banking products, and share industry and economic insights across the organization.
• Manage deal teams by utilizing Associates and Analysts, mentor and coach junior staff, and participate in their annual performance review process.
• Provide independent current and forward‑looking risk views, author risk recommendations (rating, compliance, underwriting) that are approved by the ultimate risk approval officer.
• Demonstrate leadership, influencing, negotiating, and persuading skills; develop independent points of view and recommend actions to decision makers.
• Handle a large, complex/levered client portfolio while taking a leadership role in initiatives that benefit the broader portfolio management platform.
• Deliver solid credit and underwriting analyses and risk rating recommendations, addressing both credit and operational risk drivers.

Qualifications

• Bachelor’s degree in Finance or a related field.
• At least 7 + years of experience in commercial credit analysis.
• Mastery‑level proficiency with Microsoft Office desktop applications.
• Strong interpersonal, written, and verbal communication skills.
• Sound credit analysis skills and strong attention to detail.
• Ability to prioritize workflow and multitask in a fast‑paced environment.
• Preferred: Prior experience in a similar role at a commercial financial institution.
• Preferred: Industry or sub‑sector expertise.
• Preferred: Mastery of Truist Bank operating systems, including COMPASS, MRA, Salesforce.com, and nCino.

Benefits

• Medical, dental, vision, life insurance, disability, and accidental death & dismemberment coverage.
• Tax‑preferred savings accounts and a 401(k) plan.
• At least 10 days of vacation (prorated) and 10 sick days (prorated) during the first year, plus paid holidays.
• Potential eligibility for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan, depending on position and division.