Senior Portfolio Manager, Commercial - Orland Park or Northwest, IN

About the role

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Serving clients in all 50 states with more than 200 branch banking locations and commercial banking offices, Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Responsibilities

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager
• Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking, etc.) as designated by the CCO
• Coverage of financial statements, tax returns, covenant compliance certificates, and/or borrowing bases to comply with customers’ reporting requirements
• Monitor assigned portfolio for early warning signs of financial weakness or other risks and work with borrowers to develop and execute an appropriate plan to mitigate risk and/or transfer to Special Assets Group
• Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews and criticized asset reviews
• Structure and underwrite complex commercial loan transactions in an assigned portfolio and new business transactions
• Provide credit recommendations to the appropriate level of credit administration
• Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed
• Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank
• Comply with all bank policies and procedures as well as applicable state and federal regulations

Qualifications

• Bachelor’s degree in business administration, finance, accounting, or related discipline
• Minimum 7 years’ commercial credit experience including experience in one of the following sectors: corporate banking, middle market or CRE; leveraged lending experience preferred
• Thorough understanding of risk management and credit mitigants
• Knowledge risk ratings analysis, corporate finance and/or research
• Strong analytical and financial modeling abilities
• Exceptional verbal and written communication skills
• Strong interpersonal skills with a proven ability establishing client relationships
• Proficiency using Microsoft Office products including advanced Excel modeling skills
• Familiarity with Moody's analytics