Senior Personal Service Counselor (Universal Banker)

Job Responsibilities

• Maintains responsibility for accurately processing financial transactions and being an effective source of information for our customers in lobby, drive-thru window or by telephone.
• Provides friendly, professional, confidential, and effective assistance to customers and company associates assuring a positive experience and minimizing wait time.
• Engages with members to build relationships, identify financial needs and opportunities, and refer appropriate products and services that are in the best interest of the member.
• Performs financial (or cash and monetary instrument) transactions and initiates and completes all assigned phases of savings and lending in an efficient and accurate manner, provides supporting documents and proper documentation in member files, as defined by regulatory requirements and savings and lending policies and procedures and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).
• Opens and maintains all member related accounts, member deposits, and service related accounts including Individual Retirement Accounts (IRA).
• Edicates members by demonstrating a high level of knowledge and understanding regarding features and benefits of Credit Union products and services.
• Serves as primary trainer and on-going mentor for Personal Service function.
• Maintains responsibility for daily balance of cash drawer.
• Works universally and collaboratively to achieve overall branch objectives.
• Performs underwriting, receives approval, and documents loans; provides follow up on loan performance in order to assure proper regulatory compliance.
• Proactively follows up on existing and potential membership appointments and loan leads and promotes the Credit Union to grow the business through outbound calls, community outreach, and networking.
• Researches, troubleshoots, and resolves member inquiries and concerns.
• Maintains current knowledge of Credit Union products and services, procedures, policies, and promotions and integrates them into daily activities and member conversations.
• Protects the Credit Union, all its assets and maintains member privacy by complying with safety, security, and legal and regulatory requirements.
• Prepares various management reports.
• Performs title work, insurance updates, lien perfections, and garnishments as necessary for the branch.
• Provides feedback to branch manager on performance of branch personnel.
• Participates in community and onsite events or visits to enhance new and existing business opportunities.

Required Qualifications

• An equivalent combination of education, training, and experience will be considered.
• A high school diploma.
• Minimum of 4 years of related professional experience.
• Federal registration with the Nationwide Mortgage Licensing System and Registry and Notary Public Certifications (may be obtained after hire through training).