Senior Mortgage Loan Underwriter

About the role

San Francisco Federal Credit Union (SFFedCU) is a thriving financial institution with over 43,000 members and assets exceeding $1.3 billion. Located in San Francisco and San Mateo County, SFFedCU is seeking a (Job Title) for its (Location) Branch.

Essential Functions And Responsibilities

• Underwrites real estate loans through the Loan Origination System from application through funding.
• Provides preliminary decisions in advance of the final loan decisions.
• Completes an in-depth review and analysis of standard and complex mortgage loan files including income, assets, credit and collateral as needed.
• Affirms and evaluates risk and ensures an underwriting process that is accurate, timely, and well documented.
• Communicates clearly and concisely with loan originators, processors, and closers.
• Performs other duties as assigned.

Requirements, Skills, And Abilities

• Requires an Associates Degree (AA) with a minimum of four (4) years mortgage lending experience and customer service.
• Experience in a lead-lending role is highly desired.
• Strong verbal and written communication skills with demonstrated ability to communicate professionally.
• In depth knowledge of lending compliance, credit risk analysis, and pricing.
• Ability to work on own, and in a team environment.
• Demonstrated analytical and critical thinking skills with the ability to complete multiple competing tasks at the same time, while meeting established expectations.
• ICE/Encompass experience preferred.
• Strong computer skills, including Windows, Word, Excel, Outlook, Microsoft Office Suite.
• Current knowledge of Federal and State laws and regulations to ensure compliance with FHLMC, FNMA, correspondent lenders, and regulators.
• Must possess strong problem-solving skills and ability to identify and resolve problems and issues, and also identify opportunities that can enable members to secure their financial vision.

Why You’ll Love It Here

• You'll work alongside a passionate team in a mission-driven organization.
• You'll get exposure to executive decision-making.
• You'll grow your skills across a broad range of functions.
• No two days will be the same—and that's exactly how you like it.
• The compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive base, bi-annual bonuses, as well as tuition reimbursement.

Pay

The compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive base, bi-annual bonuses, as well as tuition reimbursement.

Schedule

Details on the schedule are not specified.

Benefits

Details on benefits are not specified.

Skills

Details on required skills are not specified.

Qualifications

Details on qualifications are not specified.

Benefits

Details on benefits are not specified.

Pay

Details on pay are not specified.

Schedule

Details on the schedule are not specified.

Application Instructions

Details on application instructions are not specified.

Equal Opportunity Employer

SFFedCU is an Equal Employment Opportunity Employer. In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.