Senior Mortgage Loan Processor

About the role

We're seeking a Senior Mortgage Loan Processor to support our Lending department with real estate loans, focusing on secondary market loans. The role involves managing the full lifecycle of residential mortgage loans, preparing loan documents, and ensuring compliance with regulatory guidelines.

Responsibilities

• Manage the full lifecycle of residential mortgage loans, including processing, submission to underwriting, clearing conditions, coordinating closings, and delivering loans to the secondary market.
• Accurately prepare loan documents and review for compliance.
• Build loans within our core system, ensuring all data is complete and correct.
• Collaborate with appropriate resources to assist in resolving customer inquiries and providing timely updates regarding loan status as needed.
• Aid in the coordination of loan closings and funding, ensuring all loan fees and invoices are processed.
• Follow all bank policies, procedures, and regulatory guidelines to maintain compliance and operational excellence.

Requirements

• High school diploma or equivalent required; associate or bachelor's degree preferred.
• 3+ years of experience in mortgage processing, underwriting coordination, closing, or secondary market functions.
• Experience in a community bank or similar lending environment preferred.
• Experience managing loans from application through sale is strongly preferred.
• Strong knowledge of mortgage processing, underwriting workflow, closing, post-closing, and secondary market guidelines.
• Familiarity with investor requirements (Fannie Mae, Freddie Mac, FHA, VA, USDA).
• Understanding of TRID, RESPA, and mortgage compliance regulations.
• Experience with loan origination systems (e.g., Meridian Link, Encompass, or similar).
• Excellent attention to detail and organizational skills.
• Ability to prioritize tasks and meet multiple deadlines.
• Available to travel as business needs require.

Qualifications

• Dependable and detail-driven individual with a customer-first mindset.
• Available to work in a typical office environment.

Skills

• Computer skills, communications skills, and utilization of office equipment.

Benefits

• Medical, Dental, and Vision Insurance
• Short-term and Long-term Disability
• Life and Accident/Credit Care Insurance
• Paid Days Off - Vacation, Sick, and Holidays
• 401k with match
• Flexible Spending Account
• Identity Theft Protection Program

Pay

$26.00 - $37.00 per hour

Schedule

This job requires availability to work in a typical office environment and may involve some travel as needed.