Senior Mortgage Closing Specialist

About the role

This is a hybrid role with the expectation that work will regularly take place both inside and outside of a company office.

Responsibilities

• Generates, evaluates, and validates accuracy of closing documentation prior to sending to settlement agent.
• Calculates aggregate escrows and corresponds with settlement agent.
• Reviews HUD-1 settlement statements, hazard insurance policy, title binders, security instruments, and tax records for accuracy.
• Verifies that documentation is compliant with investor guidelines, legal guidelines, and Bank policy.
• Manages a pipeline of ready-to-close loans ensuring that closing packages are delivered prior to any closing deadlines.
• Receives and inventories closed loan packages from attorneys.
• Sources, compiles, and reviews any missing loan documentation or information from parties involved in the loan process.
• Provides regular communication regarding corrections and loan status.
• May provide direction or guidance on advanced loan matters to less experienced associates.
• Reviews closing fee checks and ensures that checks are made payable to the appropriate parties.
• Prepares the general ledger guide sheet and forwards to accounting.

Requirements

• Bachelor’s Degree or High School Diploma or GED and 2 years of experience in Mortgage loan closing.

Preferred Qualifications

• Detailed knowledge of title insurance policies.
• Experience working with Encompass.

Skills

• Strong attention to detail.
• Strong communication skills.

Benefits

First Citizens Bank is committed to providing a competitive, thoughtfully designed, and quality benefits program. More information can be found at https://jobs.firstcitizens.com/benefits.