Senior Manager, Financial Risk

About the role

We are seeking a Senior Manager, Financial Risk to act as a critical partner to our commercial leadership. This role is at the forefront of building the Internet of Value, creating a new global standard for how value moves seamlessly today. The ideal candidate will be a strategic partner to the business, shaping the strategies that allow us to scale our products and enter new markets prudently.

Responsibilities

• Be a Strategic Partner to the Business: Co-pilot business growth across RLUSD, Payments, Lending, and Trading. Provide expert risk guidance that enables and protects Ripple's growth.
• Build the Future of Risk Management: Design and implement sophisticated risk models, loss forecasting methodologies, reporting tools, and stress testing frameworks that are fit-for-purpose in the digital asset space.
• Communicate, Educate, and Influence: Become the go-to expert for financial risk across the organization. Distill highly technical topics into concise, easy-to-understand insights for a variety of partners, from business development to the C-suite.
• Mitigate Counterparty Risk: Develop a comprehensive view of counterparty health in the dynamic crypto ecosystem, set intelligent credit limits, and monitor exposures that empower our partners to grow with us.

Requirements

A proven track record (10+ years) of excellence in risk, financial markets, or trading, with a deep understanding of complex financial products.

A commercial and strategic mindset. History of working directly with business teams to find creative, risk-aware solutions to complex challenges.

Exceptional communication skills. Ability to simplify complexity and confidently articulate risk-related concepts to any audience, from engineers to executives.

Expertise in financial statement analysis, credit underwriting, limit-setting, and building sophisticated risk models.

Genuine passion for learning and a deep curiosity about the crypto ecosystem (direct crypto experience is a major plus).

"Team-first" attitude, with a demonstrated ability to collaborate and build strong relationships with cross-functional partners.

The agility to adapt to shifting priorities, manage multiple high-stakes projects, and perform exceptionally under pressure.

Qualifications

Master's degree in Finance, Economics, or a related field.

Experience in a similar role within a financial institution or fintech company.

Knowledge of regulatory requirements and compliance standards relevant to the financial services industry.

Skills

Strong analytical and problem-solving skills.

Excellent written and verbal communication skills.

Ability to work independently and as part of a team.

Proficiency in Microsoft Office Suite.

Benefits

Competitive salary, bonuses, and equity.

Comprehensive benefits package covering physical and mental healthcare, retirement, family formation, and family support.

Professional development budget to support other modes of learning.

Flexible work schedule with R&R days.

On-site and virtual wellness programs.

Parental leave policies and family planning benefits.

Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events.

Pay

NY Annual Base Salary Range: $168,000 USD - $200,000 USD

Schedule

Full-time position based in New York.