Senior Loan Review Analyst

About the role

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Responsibilities

• Prepare written quality evaluations of complex commercial and consumer loans and commitments.
• Assess the borrower's financial condition, performance, administration of the loan officer, sufficiency of documentation, profitability, and compliance with Bank policy and regulatory requirements.
• Communicate effectively with co-workers, customers, lending staff, etc. Identify potential problems and recommend effective solutions.
• Manage tasks within the department to ensure deadlines are met.
• Aid in the training of Level 1 & 2 Analysts on the Loan Review department’s responsibilities.
• Support the organization’s values, follow established Bank policies and procedures, and comply with laws and regulations.

Requirements

• Bachelor’s degree in accounting, finance or business related field with a minimum of 9 hours of accounting classes (preferred Intermediate Accounting I & II).
• Successful completion of the Analyst Program (both Credit Analysis & Loan Review) or two (2) or more years’ prior experience in a credit analysis, underwriting, structuring, and portfolio management.
• Completion of RMA’s Credit Risk Certification (CRC).
• Demonstrated above average written and oral communication skills.
• Ability to logically organize and interpret information from multiple sources.
• Ability to analyze complex financial statements.
• Working knowledge of commercial bank operations and lending.
• Demonstrated ability and willingness to determine a course of action and carry it out.
• Demonstrated leadership abilities, dependability and thoroughness in meeting responsibilities, and willingness to seek out and accept responsibilities.
• Familiarity with PCs and PC software, specifically Excel and Word.

Qualifications

• Minimum of 9 hours of accounting classes (Intermediate Accounting I & II preferred).
• Two (2) or more years’ prior experience in a credit analysis, underwriting, structuring, and portfolio management.
• Completion of RMA’s Credit Risk Certification (CRC).
• Strong written and oral communication skills.
• Ability to analyze complex financial statements.
• Working knowledge of commercial bank operations and lending.
• Proven ability to determine a course of action and carry it out.
• Leadership abilities, dependability, thoroughness in meeting responsibilities, and willingness to seek out and accept responsibilities.
• Familiarity with PCs and PC software, specifically Excel and Word.