Jobs · Finance · New Jersey

Senior Home Lending Advisor - Hoboken, NJ

JPMorganChase · Hoboken, NJ · 1 mo ago
On-siteFinanceFull-time
We need to output HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. Remove boilerplate, EEO, etc. Must preserve all substantive info. We need to parse the job description. Content: - Intro paragraphs: "As a Senior Home Lending Advisor..." repeated. We'll need to put that under About the role (or maybe a summary). The "About the role" heading should contain prose describing role. - Job Responsibilities: list of duties (multiple sentences). Should be
  • each. - Required Qualifications, Capabilities And Skills: list of qualifications. Should be under Requirements? Or Qualifications? The instruction: use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we need to map. We have "Required Qualifications, Capabilities And Skills" and "Preferred Qualifications, Capabilities And Skills". Those could go under Qualifications (maybe separate Required and Preferred). Also we have skills listed within those. We also have "This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements..." That's regulatory requirements; could be part of Requirements or Qualifications. We have "About Us" and "About The Team" sections: could be under About the role? Or maybe separate About Us? But headings list only includes About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we should incorporate About Us and About The Team into About the role (maybe as extra prose). But we must not invent sections. We have benefits info: "We offer a competitive total rewards package..." includes base salary, commission, benefits list. That's Benefits and maybe Pay. The text mentions base salary determined based on role, experience, skill set and location; commission-based pay and/or discretionary incentive compensation; benefits list. So we can create Benefits section with list of benefits. Pay section maybe mention base salary and commission? But we need to avoid filler like "commensurate with experience". The text says "competitive total rewards package including base salary determined based on the role, experience, skill set and location." That's specific enough? It mentions base salary determined based on role, experience, skill set and location. That's not filler like "commensurate with experience". It's specific enough to include. Also mentions commission-based pay and/or discretionary incentive compensation. So we can include Pay section with that info. Schedule: Not mentioned. So we should not include Schedule heading. We must not include boilerplate like EEO, equal opportunity, etc. Also remove "About Us" and "About The Team" headings; we can embed that prose under About the role. We must not include application instructions, NMLS registration details? That is substantive info about requirements (registration). Should be included under Requirements or Qualifications. It's about NMLS registration, SAFE Act, etc. That's substantive. We must preserve all substantive info; do not invent or summarize away detail. So we need to keep the NMLS registration details exactly as described, but we can format as

    or

  • . It's a paragraph. We must not repeat sentences unnecessarily? The intro has duplicate sentences; we should preserve all substantive info but we can combine duplicates? The instruction: "Preserve ALL substantive information; do NOT invent or summarize away detail." That suggests we should not omit any detail, but we can maybe avoid repeating identical sentences? The duplicate sentences are exactly same: "As a Senior Home Lending Advisor in Chase Home Lending, you will put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports you by sharing demonstrated knowledge in this area of specialization." Then later: "As a Senior Home Lending Advisor in Chase Home Lending, you will take your clients on a first-class journey to home ownership and deliver strong sales results. You will put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan." That's partially duplicate. We could keep both but maybe it's okay to keep both as they are not identical but overlapping. To be safe, we could keep both sentences as separate paragraphs; that preserves all info (though some repetition). It's not summarizing away detail. So we can keep them. Now structure:

    About the role

    ... (intro paragraphs plus About Us and About The Team content)

    Responsibilities

    • Coaches and mentors the branch team by providing training on products and services.
    • Works together with bankers, meeting with their customers and introducing new clients to bankers for additional products and services
    • Partners with your team to create an outstanding customer experience by utilizing centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing efforts
    • Develops a strong partnership with the assigned retail branches to promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships
    • Builds role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances

    Requirements

    We need to include regulatory requirements: Dodd Frank/Truth in Lending Act qualification, NMLS registration, SAFE Act, criminal conviction history, credit report, etc. Also maybe "Minimum three years of mortgage lending and proven sales experience in retail banking" is a qualification, but that could go under Qualifications. However we have separate headings for Qualifications and Skills. The instruction list includes Requirements, Qualifications, Skills. So we need to split. We could put under Requirements: the regulatory and compliance requirements (Dodd Frank, NMLS, SAFE Act, background checks). Under Qualifications: the minimum three years mortgage lending, proven sales experience, knowledge of real estate market, communication skills, knowledge of FHA, VA, FNMA, FHLMC guidelines. Under Skills: maybe the preferred qualifications like FHA/VA sales experience, marketing, promoting, relationship building, consulting skills, intermediate PC skills, Bachelor's degree or equivalent work experience. But the text also includes "Preferred Qualifications, Capabilities And Skills". So we could treat that as Qualifications (preferred) and maybe also Skills. We need to avoid creating thin sections. But we have enough content. Let's parse: Required Qualifications, Capabilities And Skills: - Minimum three years of mortgage lending and proven sales experience in retail banking - Knowledge of real estate market in local area - Excellent written and oral communication skills - Knowledge of FHA, VA, FNMA, and FHLMC guidelines Preferred Qualifications, Capabilities And Skills: - FHA/VA sales experience - Marketing, promoting, relationship building, and consulting skills - Intermediate PC skills in a Windows environment - Bachelor's degree or equivalent work experience in sales and/or real estate Thus we could have:

    Qualifications

    • Minimum three years of mortgage lending and proven sales experience in retail banking
    • Knowledge of real estate market in local area
    • Excellent written and oral communication skills
    • Knowledge of FHA, VA, FNMA, and FHLMC guidelines

    Skills

    • FHA/VA sales experience
    • Marketing, promoting, relationship building, and consulting skills
    • Intermediate PC skills in a Windows environment
    • Bachelor's degree or equivalent work experience in sales and/or real estate
    Now Requirements: regulatory. Content: "This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx." We need to keep that as a paragraph(s) under Requirements. Could split into multiple

    but we can keep as one

    with line breaks? Better to keep as

    preserving the content. Now Benefits and Pay. Benefits: "We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process." We need to separate Pay and Benefits. Pay: base salary determined based on role, experience, skill set and location; commission-based pay and/or discretionary incentive compensation (cash/forfeitable equity). Benefits: comprehensive health care coverage, on-site health and wellness centers, retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, etc. Thus:

    Pay

    Base salary determined based on the role, experience, skill set and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.

    Benefits

    • Comprehensive health care coverage
    • On-site health and wellness centers
    • Retirement savings plan
    • Backup childcare
    • Tuition reimbursement
    • Mental health support
    • Financial coaching
    • Additional benefits programs (as described)
    We should not add "Additional benefits programs (as described)" if not explicit; but we can keep "and more" as part of description. Maybe better to keep a

    for benefits description rather than list. But instruction: Use

    • for any list of duties/requirements/benefits. So we should list benefits as
      • . The text says "These benefits include comprehensive health

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