Senior Fraud Strategy Analyst

Key Responsibilities

• Own and support fraud detection and prevention strategies across the fraud lifecycle
• Manage and optimize the fraud rules platform, including creating new rules, refining existing rules, testing changes, validating outputs, and monitoring performance
• Analyze fraud detection results to identify false positive and false negative trends and recommend strategy changes that improve fraud capture while minimizing customer friction
• Identify and respond to new and emerging fraud trends, attack patterns, and typologies across a broad range of fraud risks
• Conduct root cause analysis of fraud events, losses, rule misses, and control failures, and translate findings into actionable recommendations
• Use fraud tools, analytics, reporting, and available data sources to identify suspicious activity and support strategy optimization
• Help build and mature fraud capabilities in a net-new or evolving environment, including supporting process development, rules governance, documentation standards, and performance monitoring practices
• Partner cross-functionally with teams across risk, operations, compliance, legal, technology, product, and customer-facing functions to strengthen fraud controls and support strategic initiatives
• Work with internal technology teams and third-party providers to enhance fraud systems, rules management capabilities, analytics, reporting, and detection tools
• Monitor fraud trends and key performance indicators and communicate findings, risks, and opportunities to leadership and business partners
• Prepare clear and concise documentation, analyses, summaries, and presentations related to fraud trends, rule changes, strategy performance, and control recommendations
• Identify opportunities to improve workflows, controls, reporting, and fraud decision strategies, and help drive continuous improvement across the function
• Protect confidential information and ensure proper handling of sensitive data in accordance with company expectations and standards
• Demonstrate Ascensus’ I-Client service philosophy and Core Values of People Matter, Quality First, and Integrity Always®
• Support additional projects and responsibilities as needed

Required Qualifications

• 3–7 years of progressive experience in fraud strategy, fraud investigations, financial crimes, or financial services risk management
• Experience in fraud and/or financial crime roles within banking, financial services, fintech, payments, retirement services, wealth services, or other highly regulated environments
• Experience creating, managing, tuning, or optimizing fraud rules and decision strategies within a fraud platform or rules-based environment
• Strong knowledge of fraud typologies and fraud risk management practices across a range of fraud types, including identity fraud, account takeover, social engineering, payment fraud, mule activity, first-party fraud, and organized fraud schemes
• Proven ability to identify emerging fraud patterns and translate findings into actionable recommendations, control enhancements, and long-term strategy improvements
• Strong analytical, critical thinking, and problem-solving skills, with the ability to interpret results, identify themes, assess risk, and make sound recommendations
• Ability to work independently, exercise sound judgment, and manage multiple priorities in a fast-paced and evolving environment
• Strong written, verbal, and presentation skills, with the ability to communicate effectively across all levels of the organization
• Prowess in identifying process improvement opportunities and converting insights into practical solutions
• Familiarity with fraud reporting, dashboarding, trend monitoring, or KPI/KRI development