Senior Financial Crime Risk Analyst – Sanctions (US)

Work Location: New York, New York, United States of America

About the Role

The Senior Financial Crime Risk Analyst (Sanctions and Anti-bribery/anti-corruption) must have strong analytical skills, reading comprehension, and writing skills. The role requires the ability to synthesize large amounts of information, clearly communicate key points, and possess a strong understanding of the U.S. regulatory environment, particularly in assessing U.S. regulatory notifications. Experience in financial crime, sanctions, and regulatory/compliance is essential, rather than broad banking experience.

The successful candidate should:

• Absorb and process information quickly
• Distill complex information into key points
• Communicate clearly
• Collaborate effectively—the role is not siloed
• Adapt to ad hoc requests and changing priorities
• Be comfortable working with a geographically distributed team
• Participate in the weekly team meeting
• Ideally be willing to travel to Toronto occasionally

Responsibilities

• Contributes to the development, oversight, and implementation of TD’s sanctions compliance programs, including frameworks, methodologies, policies, standards, procedures, awareness, and specialized training.
• Conducts periodic and event-driven reviews for sanctions risks of customers and transactions, including targeted assessments.
• Supports management in delivering initiatives related to sanctions risk assessment, regulatory exam preparation, and internal/external audit support.
• Works independently as the senior analyst/subject matter expert in sanctions compliance and coaches and educates others on regulatory requirements and best practices.
• Oversees and/or independently performs end-to-end sanctions screening and escalation processes, ensuring adherence to global standards.
• Applies expert knowledge of sanctions regulations, business operations, products, services, and operating standards to drive unit or team performance and mitigate risk.
• Executes complex and/or non-standard sanctions-related requests, including high-risk reviews and regulatory reporting.
• Researches and investigates a range of sanctions alerts, operational issues, and process gaps, ensuring timely resolution and compliance.
• Recommends and implements solutions to strengthen sanctions controls and governance frameworks.
• Coordinates and integrates work with other areas such as AML, FCRM, and Legal to ensure holistic risk management.
• Provides advanced analysis and/or specialized reporting on sanctions metrics, trends, and regulatory adherence.
• Manages high complexity in operational, reporting, and process analysis functions with a focus on sanctions compliance enhancements.
• Represents the group as the lead or subject matter expert on sanctions-related projects, regulatory initiatives, and cross-border governance meetings.
• Develops and implements team procedures and governance processes for sanctions compliance.
• Analyzes and advises stakeholders of changes and enhancements to enterprise sanctions programs and their organizational impact.
• Collaborates with partners and senior stakeholders in related groups (such as Compliance, Legal, and Risk) to create documentation and reports for external regulatory bodies and internal groups.
• Leads research and assessment of sanctions risks and controls.
• Provides governance oversight through management of sanctions policy and training exemption governance and reporting processes.
• Provides strategic guidance on the use of issues and events systems for tracking and reporting sanctions-related matters.
• Prepares summaries, presentations, briefing notes, and other documentation to report on the status of the sanctions compliance program.
• Delivers relevant subject matter expertise and sanctions compliance advice to business partners.
• Interacts with control functions to ensure effective sanctions oversight.
• Develops and delivers sanctions training programs for applicable employees across the Bank.
• Conducts research, analysis, and assessment of sanctions program activities, using results to draw conclusions and make recommendations.
• Prepares research, analysis, updates tools, and supports training activities specific to sanctions risk assessment.
• Contributes to the development of processes, procedures, and guidance relevant to sanctions compliance.
• Prioritizes and manages workload to meet SLA requirements for service and productivity.
• Provides high-quality service and advice to key business partners and monitors progress of initiatives.
• Identifies and manages risks, ensuring prompt resolution of escalated non-standard, high-risk issues.
• Participates in new or revised product initiatives, advising on FCRM compliance requirements.
• Coordinates with FCRM and business compliance partners to ensure consistency in the application of FCRM programs and standards.
• Monitors FCRM industry developments and maintains knowledge of evolving regulatory requirements.
• Contributes to cross-functional/enterprise initiatives as a subject matter expert.
• Complies with applicable internal and external audit and regulatory requirements.
• Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit.
• Participates fully as a team member, supporting a positive work environment.
• Shares industry knowledge and participates in knowledge transfer within the team.
• Grows knowledge of the business, related tools, and techniques.
• Keeps others informed about the status/progress of projects and relevant day-to-day activities.
• Contributes to the success of the team by assisting others in work activities.
• Acts as a brand champion for the function and the bank.

Requirements

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 5+ years of relevant experience
• Strong understanding of the U.S. regulatory environment, particularly in financial crime, sanctions, and regulatory/compliance
• Experience with financial-crime-related legislation
• Sanctions experience is preferred
• Familiarity with anti-bribery/anti-corruption legislation, including the FCPA, would be valuable
• General regulatory experience is useful if lacking direct sanctions/FCPA experience
• Experience advising business partners on regulatory or sanctions-related matters is helpful

Skills

• Strong analytical skills
• Excellent reading comprehension and writing skills
• Ability to synthesize large amounts of information and communicate key points clearly
• Advanced technical and regulatory knowledge of global sanctions regimes and screening systems
• Ability to collaborate effectively in a geographically distributed team
• Adaptability to ad hoc requests and changing priorities

Benefits

TD offers a Total Rewards package that includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentives). The package reflects investments in colleagues to help them and their families achieve financial, physical, and mental well-being goals.

Pay

$72,280 - $117,520 USD

Schedule

40 hours per week

Physical Requirements

• Domestic Travel: Occasional (1-33%)
• International Travel: Never (0%)
• Performing sedentary work: Continuous (67-100%)
• Performing multiple tasks: Continuous (67-100%)
• Operating standard office equipment: Continuous (67-100%)
• Responding quickly to sounds: Occasional (1-33%)
• Sitting: Continuous (67-100%)
• Standing: Occasional (1-33%)
• Walking: Occasional (1-33%)
• Moving safely in confined spaces: Occasional (1-33%)
• Lifting/Carrying (under 25 lbs.): Occasional (1-33%)
• Lifting/Carrying (over 25 lbs.): Never (0%)
• Squatting: Occasional (1-33%)
• Bending: Occasional (1-33%)
• Kneeling: Never (0%)
• Crawling: Never (0%)
• Climbing: Never (0%)
• Reaching overhead: Never (0%)
• Reaching forward: Occasional (1-33%)
• Pushing: Never (0%)
• Pulling: Never (0%)
• Twisting: Never (0%)
• Concentrating for long periods of time: Continuous (67-100%)
• Applying common sense to deal with problems: Continuous (67-100%)
• Reading, writing, and comprehending instructions: Continuous (67-100%)
• Adding, subtracting, multiplying, and dividing: Continuous (67-100%)