Senior Financial Analyst

This is a Utah-based hybrid position, requiring some regular in-office days each week. Employment is contingent on passing a background check and maintaining a clean background.

Who We Are

At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!

How You Will Support the Team

The Senior Financial Analyst reports to the Director, FP&A and is responsible for supporting the Bank’s asset disposition strategy and financial planning and analysis functions through loan portfolio analytics, valuation modeling, transaction support, forecasting, and management reporting. This role will serve as a key analytical resource for evaluating loan sale opportunities, disposition economics, portfolio performance, and the financial impact of asset disposition decisions, while also supporting budgeting, forecasting, and broader Finance team reporting needs.

Responsibilities

• Perform duties related to asset disposition, FP&A, investment management, liquidity/funds management, stress testing, capital adequacy analysis, and interest rate risk management following established policies and procedures.
• Support asset disposition activities, including loan sales, valuation modeling, portfolio analytics, preparation of marketing materials, and participation in discussions with prospective buyers.
• Build, maintain, and improve financial models used to evaluate asset disposition alternatives, including retained-versus-sold analysis, discounted cash flow modeling, gain/loss analysis, pricing sensitivity, and expected recovery outcomes.
• Analyze portfolio performance trends, including origination volume, balances, yields, credit performance, charge-offs, recoveries, prepayments, delinquencies, and other drivers of asset value.
• Assist with the annual budget and periodic financial forecasts by gathering necessary data inputs, running forecast models, tracking actual results versus expectations, and preparing management reports.
• Prepare reporting for management and the board of directors on the approved annual reporting schedule, and in response to emerging needs and as requested.
• Support Asset/Liability Committee (ALCO) meetings, including preparation of meeting materials and presentation packets.
• Support the public reporting process by preparing accurate reports and reviewing the draft filings as needed.
• Perform other duties as assigned.

Qualifications

• Bachelor’s degree in accounting, finance, economics, business administration, data analytics, or a related field.
• Minimum 4-6 years of related banking, finance, accounting, treasury, credit, capital markets, portfolio analytics, or asset management work experience.
• Experience supporting asset disposition, loan sale analysis, or portfolio valuation strongly preferred.

Skills

• Excellent analytical, written, and verbal communication skills.
• Self-motivated and hard working.
• Ability to handle multiple tasks simultaneously and operate under strict deadlines.
• Strong proficiency with Microsoft Office, advanced Excel modeling, large data sets, financial models, and risk management tools and software.
• Experience with SQL, Power BI, financial planning systems, or other data analysis tools preferred.
• Demonstrated knowledge in key areas of finance and accounting, including a general understanding of GAAP.

Physical Demands and Requirements

• Cubicle or home office with minimal exposure to distractions or environmental hazards.
• Hybrid home/cubicle work options may be available with some in-office work required.
• Overtime may be required.

Benefits

• Comprehensive benefits including medical, dental, vision, disability, and life insurance.
• 401K with a company match.
• PTO including 11 paid holidays, vacation time, and sick time.
• Financial Wellness Program.
• Volunteer Opportunities.
• Awesome company culture and co-workers who love to work here.
• Work Life Balance – We don’t use that term lightly!
• Company Wide Open Door Policy.