Senior Fiduciary Advisor

Department: Wealth Management/Trust

About the role

The Senior Fiduciary Advisor serves as the primary administrative point of contact for grantors and beneficiaries and provides comprehensive fiduciary and technical advice to QCRH trust staff, clients, and prospects. This role manages personal trust accounts and settles estates, leveraging legal training to interpret complex trust instruments and ensure adherence to governing documents and fiduciary standards. The advisor delivers high-level client service, builds internal relationships, and drives retention, growth, and expansion.

Responsibilities

• Administer, service, and monitor personal trust accounts.
• Settle estates where QCBT is named or appointed as the corporate fiduciary, and support estate settlement activities for out-of-market banks within the QCRH family. May also administer agency or retirement accounts as part of fiduciary-derived relationships.
• Maintain open and effective communication with grantors, beneficiaries, and other interested parties. Collaborate with internal partners to deliver a high-touch client experience within a strong risk management framework.
• Serve as a subject-matter expert on fiduciary administration, including interpreting governing instruments, adhering to fiduciary principles and applicable laws, and applying prudent investing standards.
• Develop new business and advise officers on fiduciary matters. Represent the bank in business development activities with clients, attorneys, and other centers of influence.
• Maintain knowledge of current laws and regulations regarding trust and estate administration.
• Utilize the financial planning process to meet the needs of trust beneficiaries in accordance with governing documents.
• Assist staff with fiduciary discretion and review of new business opportunities. Provide early intervention and solutions for fiduciary problems and risk matters.
• Coordinate and assess fiduciary tax returns.
• Mentor and coach team members.
• Participate in community activities to cultivate new relationships and support organizational culture.
• Comply with all company or regulatory policies, procedures, and requirements applicable to this position.
• Foster and preserve a culture of inclusion.
• Perform additional duties as required to support the company’s mission, vision, and values.

Requirements

• Bachelor’s degree in business, finance, or a related field required; JD strongly preferred.
• Minimum of eight years of trust administration or estate planning experience.
• Certifications such as AEP, CTFA, or CFP preferred.
• Demonstrated exceptional business development and client relationship management skills.
• Strong verbal, written, and interpersonal communication skills.
• Proficient with Microsoft 365.

Working Conditions

Duties are performed in a professional office environment.

Pay

The minimum salary range for this position is $105,000 annually. The actual starting salary will be based on qualifications and business needs, as permitted by applicable state law.

Benefits

• Health, Dental, and Vision Insurance
• Life Insurance and Disability Insurance
• Flexible Spending Account (FSA) and Health Savings Account (HSA)
• 401K Retirement Plan
• Employee Stock Purchase Plan
• Paid Time Off and Paid Holidays
• Additional Voluntary Supplemental Insurance options