Senior Dispute Resolution Specialist

At Old Second, you're first! For more than 150 years, Old Second has consistently put businesses and individuals throughout the Chicago area first, and we're only getting started. With great employees we've grown from a single location in the back of a general store to 50 locations and over $6 billion dollars in assets. At Old Second we embrace values that foster an environment of community and growth. Recently, we've been voted a Forbes Best-In-State Bank for Illinois by our customers. Be a part of something big as we continue our growth story together!

Responsibilities

• Review transaction details, gather documentation, and analyze evidence to determine the legitimacy of disputes.
• Adhere to Reg E/Mastercard guidelines and manage chargeback workflows, ensuring accuracy, completeness, and adherence to strict deadlines.
• Process Reg E disputes determining most effective Return Reason Codes and gathering support for successful dispute resolution (Debit card, ACH, Zelle).
• Utilize bank software and card processor systems to manage the dispute lifecycle.
• Handle customer inquiries, manage disputes, and communicate with merchants.
• Maintain accurate documentation to support audits, reporting, and compliance requirements.
• Stay current on Debit Card, Zelle, ACH network rules and regulatory requirements related to disputes and chargebacks.
• Provides information and assistance to other departments with questions regarding disputes.
• Review/reply to emails coming into group mailboxes and folders.
• Internal expert on dispute investigation and resolution.
• Supports training and ongoing coaching of team members.
• Ensures compliance and accuracy in the handling of Zelle and ACH disputes.
• Ensures disputes are accurately reviewed, resolved, and closed within required timelines.
• Other related duties may be assigned.

Requirements

• High School diploma (or equivalent), and two or more years of bank operations or dispute experience; or equivalent combination of education and experience.

Skills

• Strong verbal, written, and interpersonal communication skills.
• Strong computer skills and ability to adapt to new technology.
• Ability to learn, understand, and apply information and policies.
• Ability to readily adapt in response to changes in schedule and work priorities.

Preferred Qualifications

• Previous ATM experience.

Location Details

This position requires the incumbent to work onsite (37 S. River Street, Aurora, IL 60506) on a daily basis to perform the regular responsibilities of the role.

Pay

Base pay: $22.55 - $29.30/hour. Old Second is committed to fair and equitable pay practices. Pay is dependent upon the pay range and the incumbent’s knowledge, skills and experience.

Benefits

How We Support You - Old Second